American Express is a worldwide provider of products, experiences and insights ranked 85th among Fortune 500 companies, American Express has $158.9 billion total assets and $32.1 billion total revenue. The company is considered one of the largest travel networks in the world offering innovation in the travel insurance sector.

Travel Insurance cover levels

American Express offers three levels of coverage that have different kinds of benefits including personal accident, travel inconveniences and winter sports.


The Essential plan covers  your basic needs during travel. At affordable prices, you will enjoy the American Express experience trusted by customers all over the world:

  • 24-hour emergency medical assistance wherever you are

  • Protection against credit card fraud

  • $500,000 worth of overseas medical expenses

  • $125,000 cover on permanent disablement and accidental death


The Standard Cover is a combination of great coverage and value. You enjoy the freedom to choose more benefits that suit your needs without spending more. American Express provides  coverage for illness, accident, lost baggage, home guard and missed flights. Aside from these, you will also be entitled to the following benefits:

  • $5,000 worth of home guard assistance

  • $1,000,000 in repayment for medical expenses incurred overseas

  • $10,000 for travel cancellation and curtailment

  • $5,000 worth of benefit for ski and golf equipment


Superior Coverage is a plan with broad protection worldwide for any avid traveller. With Superior Cover, tourists will expect tailored benefits that are worth the peace of mind you need to enjoy a great holiday!

Here are a few of the benefits you can enjoy:

  • $500,000 maximum repayment for cases of accidental death and permanent disablement

  • $2,000,000 worth of unexpected dental and medical expenses spent overseas

  • $20,000 compensation for travel curtailment or cancellation

  • 24-hour assistance for worldwide travel advice and medical emergency

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