Terms and Conditions GoBear Credit Card ‘Halloween Horror Nights Giveaway’ Campaign (2019)

Woodpecker Asia Tech Pte. Ltd. ("GoBear"), is conducting the “GoBear Credit Card ‘Halloween Horror Nights Giveaway’ Campaign (2019)” ("Promotion"). By participating in the Promotion, you:

  1. agree to be bound by this Terms and Conditions;

  2. represent and warrant that you have met the Eligibility Criteria set out in this Terms and Conditions;

  3. acknowledge that GoBear retains the discretion the end the Promotion prior to the Promotion Period as it deems fit without any public notification on its webpage or otherwise nor being liable to anyone;

  4. consent to the collection, use and disclosure by GoBear of your personal information to third parties in accordance with the GoBear Privacy Policy; and

  5. provide your personal information to the participating bank partner(s) for the purpose of this Promotion.


  1. Lucky draw to be held after Promotion Period with 100 pairs of ‘Halloween Horror Nights 9’ tickets up for grabs (“Lucky Draw”).

  2. All tickets will be for entry to ‘Halloween Horror Nights 9’ on 26 October 2019 only.  



  1. The Promotion is held from 1 August 2019 through 30 September 2019 (“Promotion Period”), and shall end on the earlier of:

    1. when the Promotion Gift is fully redeemed; or

    2. at the end of the Promotion Period.

  2. The Promotion Period may be extended at GoBear’s discretion.


  1. The Promotion is open to all individual Singapore citizens and residents aged 21 years and above. For Participants to be eligible for the Promotion Lucky Draw (“Eligible Participant”), Participants must during the Promotion Period:

    1. have successfully completed the credit card application process for any of the selected credit cards via GoBear (https://promo.gobear.com/sg/campaign/credit-card/hhn9-giveaway). All information within the application process must be provided with accuracy;

    2. have their credit card application(s) approved by the respective bank; and

    3. thereafter submit their approval letter by uploading it onto the GoBear site before 11 October 2019. Approval letter must clearly show the Participant's full name and Bank's card name. SMS and email approvals will not be accepted.

  2. Each Eligible Participant is entitled to the same number of Lucky Draw chances based on the number of cards they have successfully applied and gotten approved during the Promotion Period.

  3. Employees of GoBear, GoBear's creative, advertising and media agencies, their employees and respective family members are not eligible for participation in the Promotion.

  4. GoBear reserves the right not to allow participation by any person, at its sole discretion.


  1. GoBear will inform each winner of the Promotion Lucky Draw, via the contact details provided, before 15 October 2019.

  2. If any Participant is uncontactable for (3) consecutive working days from the day GoBear attempts to contact the Participant, the Participant may be disqualified at GoBear’s discretion.

  3. Winners will be required to collect the Promotion Gift and/or Lucky Draw prize in person and will need to bring their NRIC/FIN/Passport for verification purposes.

  4. Should a Winner be unable to collect their Promotion Lucky Draw prize in person, the Winner may assign a proxy to collect on their behalf, subject to GoBear’s approval.

  5. Winners must collect their Promotion Gift and/or Lucky Draw prize by 25 October 2019 at GoBear’s office. If a Winner fails to collect the Promotion Lucky Draw prize by the stipulated collection date and/or fails to comply with any other term or condition specified by GoBear, the Promotion Lucky Draw prize may be forfeited at GoBear's absolute discretion.

  6. All Participants have to agree to appear in all media publicity associated with this Promotion.

  7. In the event that the Promotion Lucky Draw incurs any tax liability, such tax shall be the sole responsibility of the Participant.


  1. The Promotion Lucky Draw Prize are not exchangeable for cash and non-transferrable.

  2. GoBear’s decision on matters regarding the Promotion is final, including whether a Participant or entry qualifies for the Promotion.

  3. GoBear reserves the right to terminate any Participant's participation in the Promotion at any time and in its discretion in the event of breach or suspected breach of any of the Terms and Conditions herein without prior notification or incurring any liability to any Participant whatsoever.

  4. Approval of any credit card application is subjected to the participating partner’s discretion. GoBear does not guarantee the approval of any credit card application .

  5. GoBear reserves the right to pursue legal action against any person which it believes has undertaken fraudulent activities or other activities harmful or prejudicial to the Promotion, the participation process or the relevant website.

  6. GoBear reserves the right to partially or completely cancel, terminate or suspend the Promotion for any reason without incurring any liability whatsoever.

  7. GoBear reserves the right at any time to amend or vary these Terms and Conditions and/or any of the instructions or explanations at its sole discretion without prior notice. Any such changes shall be binding and will take effect immediately upon such amendment, change or deletion. Participation in the Promotion shall constitute acceptance of these Terms and Conditions and any amendment(s) thereof.