Terms and Conditions

GoBear Travel Insurance KrisFlyer Miles Promotion (2019)

Last update on 15 August 2019

Woodpecker Asia Tech Pte. Ltd. ("GoBear"), is conducting the “GoBear Travel Insurance KrisFlyer Miles Promotion (2019)” ("Promotion"). By participating in the Promotion, you:

1. agree to be bound by this Terms and Conditions;

2. represent and warrant that you have met the eligibility criteria set out in this Terms and Conditions;

3. consent to the collection, use and disclosure by GoBear of your personal information to third parties in accordance with the GoBear Privacy Policy; and

4. provide your personal information to the participating partner(s) for the purpose of this Promotion.


1. 3 KrisFlyer miles for every S$1 spent with participating partner(s) (“Promotion Gift”). Limited quantity is available.

2. Lucky Draw of 1 x 50,000 KrisFlyer miles to be held after the Promotion Period (“Lucky Draw”).


1. The Promotion shall be held from 10 April 2019 through 15 October 2019 (“Promotion Period”), and end on the earlier of:

(i) when the Promotion Gift is fully redeemed; or

(ii) at the end of the Promotion Period.

2. The Promotion Period may be extended at GoBear’s discretion.


1. The Promotion is open to all individual Singapore citizens and residents aged 21 years and above. To be eligible for the Promotion Gift and/or Lucky Draw, during the Promotion Period, Participants must:

(i) have successfully purchased any of the travel insurance plans via GoBear from the participating partner(s) during the Promotion Period:

  • Hong Leong Assurance: 10 April to 10 June 2019
  • #tiq by Etiqa Insurance: 1 June to 31 July 2019
  • Ergo: 16 August to 15 October 2019

(ii) have their applications approved by the participating partner(s) and thereafter the Participant must submit to GoBear their proof of purchase, policy letter showing clearly Participant’s full name, policy number, policy name and premiums by:

  • Hong Leong Assurance: 24 June 2019
  • #tiq by Etiqa Insurance: 14 August 2019
  • Ergo: 29 October 2019

(iii) provide GoBear with their KrisFlyer membership account number to GoBear where the Participant’s name must match the name in the KrisFlyer account

2. Each eligible Participant is entitled to ONE chance at winning the Lucky Draw regardless of the amount spent or number of travel insurance plans purchased during the Promotion Period.

3. The Promotion Gift and Lucky Draw are not exchangeable for cash and non-transferrable.

4. Krisflyer Miles will be credited to eligible Participant(s) within 6 weeks of receipt by GoBear of all required documents.

5. Employees of GoBear, GoBear's creative, advertising and media agencies, their employees and respective family members are not eligible for participation in the Promotion.

6. GoBear reserves the right not to allow participation by any person, at its sole discretion.


1. GoBear’s decision on matters regarding the Promotion, including whether a Participant/entry qualifies for the Promotion is final.

2. GoBear reserves the right to terminate any Participant's participation in the Promotion at any time and in its discretion in the event of breach or suspected breach of any of the Terms and Conditions herein without prior notification or incurring any liability to any Participant whatsoever.

3. Approvals of any travel insurance plans are subjected to the participating partner’s discretion. GoBear do not guarantee the approval of any travel insurance plans.

4. GoBear reserves the right to pursue legal action against any person which it believes has undertaken fraudulent activities or other activities harmful or prejudicial to the Promotion, the participation process or the relevant website.

5. GoBear reserves the right to partially or completely cancel, terminate or suspend the Promotion for any reason without incurring any liability whatsoever.

6. GoBear reserves the right at any time to amend or vary these Terms and Conditions and/or any of the instructions or explanations at its sole discretion without prior notice. Any such changes shall be binding and will take effect immediately upon such amendment, change or deletion. Participation in the Promotion shall constitute acceptance of these Terms and Conditions and any amendment(s) thereof.

7. KrisFlyer's Terms & Conditions shall apply. Please refer to https://www.singaporeair.com/en_UK/ppsclub_krisflyer/termsconditions-kf/ for more information.


1. GoBear will inform each eligible Participant via the contact details provided within 2 months after the Promotion Period.

2. If any Participant is uncontactable for (5) consecutive working days from informing GoBear of his/her successful purchase of travel insurance plans, the Participant may be disqualified at GoBear’s discretion.

3. Participants agree to appear in all publicity associated with this Promotion.

4. In the event that the Promotion Gift and/or Lucky Draw incur any tax liability, such tax shall be the sole responsibility of the Participant.