Hi. How can we help?

The coverage score is not a subjective score on how “good” a product is and GoBear is not making any recommendations for one product or another. You are responsible yourself for selecting the right product to fit your needs. The coverage score gives you a good idea of how a product ranks against the rest of the market. It helps you to select (and deselect) products based on their coverage. Taking the example of travel; based on your travel style, destination and your personal preferences, you might want to have more or less coverage. The coverage score helps you to pick product(s) that suits your needs.

If you have any questions regarding the coverage of a specific product, please contact the provider directly.

With GoBear’s three easy steps (find, compare, choose), you can easily compare car insurance in Singapore. Put your details in the form above, and away you go! By using your smarts and our comparison tool, you can see which deal is cheapest but, more importantly, which deal is really the best value for money.


Free. Unlike other insurance comparison tools, GoBear is totally free for you to use so you can find and compare as many car insurance plans as you wish before making your decision.

Easy. You don’t need to be a genius to use GoBear. We make it easy to compare insurance, loans and credit cards at home or on the go. Find what you need in barely a few clicks.

Savings. We can save you money by showing you the best deals, and help make sure you are getting value for money.

Unbiased. We aren’t in cahoots with any banks or insurance providers, which means the results we show you are unbiased.

Transparent. We show the best plans and credit cards from all the key players so there is no need to shop around. Unless you like wasting your own time.

Why spend endless hours and headaches shopping around? Fill out the form above to compare car insurance with GoBear Singapore and find the best plan for you in a matter of seconds.

Yes. You can send the comparisons to yourself, your friends and family by email.

Our website updates 24/7 with the latest insurance data. However, bear in mind that this is dependent on the input given by the insurance companies and banks, information from their respective websites as well as brokers' time of informing.

It is important to understand that the coverage score is not a subjective score on how “good” a product is. The coverage score is a purely mathematically generated score (which GoBear has no manual input into) of a financial services product calculated and generated via an algorithm based on the coverage amounts of each of the top-5 most searched for features/benefits of a product relative to those of other insurance products of, and from, other providers. In order to derive this information, GoBear gathers all available market/public data on all products available in the market. We then include this data in our database and derive the minimum, maximum and median of the said top-5 features and benefits and set “from-to” ranges from 0-5 points – checking for even spreads during and at the end of the process.

For example, with regard to travel insurance products, the top-5 features/benefits on which the coverage score would be calculated would typically include:

  • Personal accident
  • Medical expenses
  • Lost bags and belongings
  • Cancelled trip
  • Emergency medical evacuation

Based on the above, a score is then assigned to the product's coverage for every one of the top-5 features/benefits out of a maximum of 5. The average of the 5 coverages is taken to give a score out of 10. The score assigned is completely based on the respective coverage amount and no other factor(s). All products are assessed using the same methodology and coverage ratings making sure that the scoring is uniform, unbiased across all products and providers.

If you don’t have an account yet with GoBear, you can still get a quote.

If you create an account, there are some useful benefits. 1. You save time by only entering your details once 2. You can save and retrieve quotes 3. We keep your personal details safe 4. You can control your preferences

Our office (aka The Bear Cave) is located at: 4 Battery Road Level 28 Singapore 049908

We work with most of the key players in insurance, but not all of them. Of the ones we work with, we don’t play favourites.

Nope! You don’t buy anything at all from us. We just show you all the great deals, you compare them, and then you choose what’s right for you. Once you’ve made that choice, we hook you up with the insurance provider or the bank for you to finalise the deal. Those providers pay us a small referral fee – and that’s how we bring home the bacon. Get it? Easy peasy. Remember you do not buy the insurance from us. We only compare! You always buy directly from the insurer, broker or agent.