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Popular Questions

Nope! You don’t buy anything at all from us. We just show you all the great deals, you compare them, and then you choose what’s right for you. Once you’ve made that choice, we hook you up with the insurance provider or the bank for you to finalise the deal. Those providers pay us a small referral fee – and that’s how we bring home the bacon. Get it? Easy peasy. Remember you do not buy the insurance from us. We only compare! You always buy directly from the insurer, broker or agent.

It is always a good time to reassess your current insurance plans. GoBear will help you to find the latest prices, best insurance deals and added benefits available.

The Coverage Score for a particular insurance product from a particular insurance provider is calculated and generated via a mathematical algorithm based on the coverage amounts of each of the key benefits of that product relative to those of and from other insurance providers.

For example, with regard to travel insurance products:

  • Personal accident
  • Medical expenses
  • Lost bags and belongings
  • Cancelled trip Emergency medical evacuation

Based on the above, a score is then assigned to the product's coverage out of 5. The average of the 5 coverages is taken to give a score out of 10. The score assigned is completely based on the respective coverage amount and no other factor(s) other than as specified above.

We work with most of the key players in insurance, but not all of them. Of the ones we work with, we don’t play favourites.

You can save money by comparing insurance plans – and their fine print. By using your smarts (and our comparison tool), you can see which deal is cheapest but, more importantly, which deal is really the best value for money.

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