MSIG Travel Insurance

Compare MSIG travel insurance plans against other leading providers in Singapore

About the provider

A leading general insurer with a local presence of over 100 years, MSIG Insurance offers an extensive range of insurance solutions for commercial and personal risk protection, enabling the security and safety of individuals and businesses. MSIG holds an A+/Stable financial rating by Standard & Poor’s.

A testament to its growing strength and influence, MSIG has garnered numerous awards for delivering digitally innovative and customer-centric solutions. It was named Asia’s Most Transformative Insurer (2019) by the IDC Financial Insights and The Digital Insurer of the Year (2018) by The Asset, an independent financial research publication in Asia.
MSIG is a subsidiary of Mitsui Sumitomo Insurance, and is a member of the MS&AD Insurance Group - one of the largest general insurance groups in the world with presence in over 40 countries and regions, 19 of which are in Asia and Oceania. Based in Japan, MS&AD is active in five business domains, namely domestic (Japanese) non-life insurance, domestic (Japanese) life insurance, overseas business, financial services business and risk-related business.

Why should I choose MSIG travel insurance?

MSIG travel insurance plans cover insured individuals who engage in adventurous activities. Here are a few reasons why you should choose MSIG as travel insurance buddy: 

  • You get protection against haze-related flight delays, cancellations, postponements and disruptions
  • You are covered for unexpected terrorism events overseas including situations that involve the use of chemical, biological and nuclear weapons. 
  • You are entitled to repayments on unused prepaid entertainment tickets to concerts, sports, performances and theme parks due to illness, injury or death
  • You receive daily payout on hospitalization abroad in an intensive care unit 

What privileges do you get from MSIG travel insurance?

TravelEasy Standard Plan

Personal accident cover

  • MSIG offers $150,000 worth of individual coverage and $400,000 worth of family protection for insured persons under 70 years old in case of accidental death and permanent disability
  • TravelEasy Standard Plan does not cover death due to accident while on public transport
  • Insured adults will receive $3,000 worth of repayment for individual coverage in case of death due to accidents abroad

Medical and related benefits cover

  • Insured people under 70 years old can enjoy $250,000 repayment of overseas medical expenses
  • Emergency dental expenses are covered up to $5,000 for adult and $1,250for children

Travel inconveniences cover

  • A provision of $3,000 maximum cost for loss of baggage and personal effects with a limit of $500 for every article
  • Loss of passport and travel documents is covered with $2,000 maximum repayment

Personal liability cover

  • Insured adults can receive up to $500,000 on personal liability benefit in case individuals incurred damage to property or bodily injuries because of accidents overseas.

TravelEasy Elite Plan

Personal accident cover

  • The Elite Plan offers up to $200,000 repayment on accidental death and permanent total disability of insured individuals under 70 years old
  • Child education grant to a maximum of $5,000 for each child of the covered parent

Medical and related benefits cover

  • Adults more than 70 years old can receive up to $75,000 benefit for overseas medical expenses
  • Insured children can receive up t $1500 worth of emergency dental assistance a while adults can get a maximum of $6000 for the same cover

Travel inconvenience cover

  • Up to $5,000 compensation is paid to insured individuals in case of baggage and personal effects loss
  • A maximum of $250 repayment for domestic maid’s loss of personal baggage when travelling with the insured person on the same journey

Personal liability cover

  • Damage to property of third parties and bodily injuries due to accidents overseas entitles the insured person to a maximum of $1,000,000 reimbursement

TravelEasy Premier Plan

Personal accident cover

  • Up to $500,000 worth of benefits for permanent disability an accidental death of insured person
  • For adults under 70 years old, a maximum of $1,00,000 will be paid in case of mortality caused by accident in a public transport
  • $8,000 is granted to each qualified dependent of the insured person as child education grant

Medical and related benefits cover

  • A maximum of $1,000,000 worth of benefit is granted to insured individual as repayment for overseas medical expenses while a maximum of $75,000 compensation is given as reimbursement for costs incurred in Singapore

Travel inconvenience cover

  • Up to $7,500 reimbursement will be paid to insured persons for personal effects and baggage loss
  • Loss of passport and other travel documents are compensated with up to $5,000 to cover the cost of repair or replacement of personal documents and records

Personal liability

  • A maximum of $1,000,000 worth of repayment is paid to  insured individuals in case of damage to property of third party and bodily injuries incurred through overseas accidents
  • $10,000 worth of legal costs will be reimbursed to insured person in case of wrongful detention or arrest by local government authority abroad

How do I make a claim?

MSIG makes it easy for insured travelers to claim the procedures below: 

  • Notify MSIG by calling their 24-hour hotline +65 63238288 especially if you are abroad and you require emergency assistance
  • Prepare a police report of Loss or Damage of Property report within 24 hours at the incidence of loss
  • Take photographs of damaged items 
  • Forward to MSIG receipt of Writ of Summons, letter of demand or anything acquired from the third party
  • Download the claim form request from the company website. Fill out the form and submit it with supporting documents

Documents to be submitted for claims: 

  • Original completed claims form
  • Travel documents including airline tickets, passport copy, boarding pass and travel itinerary. Make sure these documents indicate the stamp of departure and arrival to Singapore
  • Other supporting documents may be required depending on the type of claim which may include medical bills receipts, medical report, purchase invoices, and original vehicle rental contract or agreement.  

What other products does MSIG offer?

Aside from travel insurance, MSIG provides other personal insurance products as listed below: 

  • MotorMax Plus – Motor Max Plus is MSIG’s motor insurance plan that offers $100,000 car loan benefits to cover for outstanding loan balances in case of insured individual’s death due to a car accident. It also provides car replacement if the insured vehicle I less than 12 months old. 
  • Enhanced HomePlus – For those looking to protect their home contents, MSIG offers the Enhanced HomePlus that reimburses up to $270,000 renovation and home contents cover. It also provides cover on accidental death of domestic pet
  • MaidPlus – MSIG allows your maid the peace of mind while doing her job by helping in case of accidents and medical emergencies. MaidPlus offers up to $60,000 personal accident cover and $1,000 maximum accidental medical expenses repayments
  • ProtectionPlus – Anyone who gets into an accident may worry about losing his job or any source of income. Protection Plus is a personal accident insurance package that provides a maximum payout of $375,000 in case of permanent and total disablement. MSIG also allows $200 daily hospital benefit for a maximum of 50 days.
  • CancerCare Plus – Health is always a priority and MSIG offers CancerCare Plus plans to provide payouts up to $225,000 if insured persons are hospitalized in Singapore or abroad. 
Last update on Jul 06, 2020