The most accessible and flexible credit line with no fixed repayment period with the UOB CashPlus. UOB (United Overseas Bank) offers a wide range of retail and corporate banking services, site also offers information on financial highlights and investor relations.


UOB CashPlus

There is no interest or no fees for 60 days with the UOB CashPlus,  get 1.5% cash rebate on all purchases with the UOB CashPlus Visa Card and the freedom to choose between flexible or fixed repayment.


Get extra cash of up to 6X of your monthly salary or S$200,000, whichever is lower, if you earn above S$10,000 a month. Or up to 4X your monthly salary if you earn between S$2,500 to S$10,000 a month.


It is a hassle-free application with no collateral or guarantor required and faxes in your application form before 2 pm daily to enjoy the same-day approval of the loan.


Easy access to cash through cheques & ATM and pay for your purchases via UOB CashPlus Visa Card, shop online and internet fund transfer via UOB Personal Internet Banking.


This loan is available for Singaporean or Permanent Resident aged 21 years old and above with an annual income of at least S$30,000.

UOB Funds Transfer

Enjoy the best rate guaranteed with UOB Funds Transfer, flexible monthly repayment amount of from as little as 2.5% (CashPlus) / 3% (Cards) of your statement balance or S$50, whichever is greater and short-term tenor from 3, 6 or 12 months.


Apply with your UOB Card or CashPlus and make use of your credit limit to enjoy extra cash with UOB Funds Transfer. Enjoy hassle-free and paperless application when you apply online. Get cash in just 5 working days (applicable to existing UOB Cards and CashPlus customers.)


This loan is available for UOB Cards or CashPlus account customers aged between 21 to 64 years old with a minimum annual income of S$30,000.

UOB Personal Loan

Enjoy greater control of cash flow with the UOB Personal Loan that offers competitive interest rates, affordable low daily repayments, fixed monthly repayment amount and long-term tenor from 12 to 60 months.


Get Instant loan approval and cash in one stop for existing UOB Cards or CashPlus customers only. Apply online today to enjoy hassle-free and paperless application with no documents required.

UOB Secured Overdraft

With UOB Secured Overdraft, you will have extra cash of up to 100% of your asset value when you pledge them as collateral with UOB. Types of assets accepted include Fixed Deposits, Structured Deposits, Approved Stocks and Shares, Approved Unit Trusts, UOB Life Policies (single premium insurance), Gold Certificates and Maxiyield.


With interest rates from as low as UOB’s prime lending rate, you will have extra cash to fulfil your plans – seize an investment opportunity, start a business venture, pay off an existing loan or use it for any purpose without liquidating your assets.


Interest is charged only on the amount that you use with no minimum monthly repayment so you can manage your cash flow with greater financial flexibility and peace of mind. Financing quantum and interest rate will vary according to the type of collateral provided. Terms & conditions apply.


UOB Secured Overdraft comes with a chequebook and an ATM card which gives you instant access to cash at over 877,000 ATMs worldwide. You will also enjoy total convenience with no minimum deposit required to your current account and a waiver of the account fall-below fees.


For greater access to funds, apply for UOB’s Phone Banking or Internet Banking services which will enable you to pay bills, transfer funds, check account balances, make enquiries on cheque status and more.


This loan is available for all who have a minimum age of 21 years old.




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