Hong Leong Finance is one of the largest finance companies in Singapore touting over 25 branches and 10 SME centres. Hong Leong Finance is the financial services arm of the Hong Leong Group offering products and services such as the Hong Leong Finance home loan, deposits, and savings.

Home Loan Plans

Hong Leong Bank offers their home loan service for HDBs and private properties. Hong Leong Singapore offers up to 80% of financing with a loan tenure of up to 30 years. Their relationship managers will also give each applicant personalised services.

Hong Leong HDB home loan

The Hong Leong Bank housing loan offers either fixed or floating interest rates for your loan. They also offer high loan quantum at competitive interest rates. Loan tenures also go up to 30 years, or up to 70 years old of the primary applicant, whichever is shorter.


You may also avail of the bridging loan to help with the Hong Leong home loan down payment. This can be used while awaiting sale proceeds from your existing property.

Hong Leong Private property home loan

Unlike the HDB option of the Hong Leong home loan, they only offer floating interest rates for private properties. Fixed interest rates aren’t an option, but you may still take advantage of their loan financing quantum. The bridging loan option also isn’t available. Foreigners looking for private property purchase in Singapore are also eligible for this home loan.

How to apply

The ones eligible for a Hong Leong Finance home loan are Singaporeans and Singapore permanent residents buying property in Singapore or refinancing through another organisation. They must also be subject to the Total Debt Servicing Ratio rules and MAS 825.


To apply for any of their Hong Leong home loan packages, you must bring the documents mentioned in their application form, and the form itself to one of the Hong Leong Finance branches to consult with the office manager. They will help you choose your loan package, fill up the form, and assess your home loan opportunities.


A few of these documents include a copy of your NRIC, passport, employment pass, or work permit, your CPF Statement of Account, Income Tax Assessment, and evidence of your income.


Are you choosing the Hong Leong Finance home loan for your HDB flat? Compare home loans with GoBear Singapore to get the best bang for your buck.

Are you choosing the Hong Leong Finance home loan for your HDB flat? Compare home loans with GoBear Singapore to get the best bang for your buck.




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