loan landing

Home Loan Banks and Providers in Singapore

Home Loan is a topic seldom discussed in friendly conversations because of limited knowledge and understanding. As such, there are often missed opportunities for people who are looking to buy or refinance their own home. Banks offering this product face an uphill battle in combatting the fear and apprehension felt by many toward an investment as big as this.

By providing a safe haven of sorts, where consumers can compare Home loans, GoBear takes a big step forward in lifting the veil of unfamiliarity and apprehension — by shedding light on what’s currently available and how a housing loan can help consumers purchase a home of their own.

GoBear eliminates the jargon and presents a variety of Home Loans interest rates and other loan features in a simple, easy-to-digest way so that you can find the best plan that fits your requirements.

Whether you are a Singapore citizen or permanent resident, top banks in the country offer an array of options, ensuring that there is a product for everyone, no matter your requirements. 

Compare insurance and banking products, and find out how much you can save.

Compare Now

Why compare at GoBear?

  • Free and unbiased - We cut out the middleman and don’t play favourites with plans.
  • Simplicity - No hoops to jump through. 3 steps is all it takes.
  • Personalised Search - Skip the brochure-talk. We get personal.
  • Time Saver - Widest loan options. Don’t waste time looking around.
I want to
a/an , and
it's .
Has your property gotten a Temporary Occupation Permit (TOP) yet?

Yes: Select ‘already built’
If your property is a HDB, it should already be built.

No: Select ‘under construction’
My dream home costs
${{| number}}
so I’d like to borrowI’d like to refinance
${{criteria.amount| number}}
For your first home you can borrow up to 80% of its value. For your second home you can only borrow up to 50%.

Better fill up that piggy bank!

and repay it over years.
You can take up to 30 years to pay back the loan for a HDB flat, and up to 35 for private property and ECs.

If you think you’ll take a while to pay back your loan, you better get it sorted quick – your loan repayment period can’t go past your 65th birthday.
You need to loan a minimum of ${{limitation.LoanAmount_Min|number}}.
You can only loan up to ${{limitation.LoanAmount_Max|number}} based on the value of your property.
You need to hold the loan for at least {{limitation.LoanTenure_Min|number}} years.
A maximum tenure of {{limitation.LoanTenure_Max|number}} is required for the property type.
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If you click on ”Ok, let's go!” above, we’re guessing you’re on board with our T&Cs and privacy policy.
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