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Ambulance Transport Coverage for Health Insurance

Ambulance transport benefit for most health insurance covers inpatient treatment of an injury or illness. Ambulance transport is a vehicle specially equipped for taking sick or injured people to and from the hospital, especially in emergencies. The ambulance may also comprise of highly trained team of doctors, nurses, and ambulance drivers.

Types of Ambulance Transport Covered in Health Insurance

Different health insurer and health insurance products provide different level of coverage. You need to ensure you compare the health insurance summary of benefits or coverage before you purchase the most suitable plan.

Health insurance usually covers a standard list of ambulance transport fees. Some of these include:

Some health insurance provide full coverage of ambulance transport fees to local hospitals, whether it is public or private hospitals. Whereas, some health insurance only reimburse a specific amount of ambulance transport fees to the nearest hospital.

There are also some health insurance providers that cover ambulance transport fees during emergencies only. These providers would also include a clause that the life assured must be admitted to the hospital for treatment of the illness or injury. Benefit for such coverage is based on an amount specified by the selection plan, and based on per illness or injury.

Depend on the health insurance plan and premium, the benefits will vary. Before you decide which health insurance plan is suitable for you, it is good to do a comparison and read through the coverage and benefits of the policy.

More Info

Some health insurance provide full coverage of ambulance transport fees to local hospitals, whether it is public or private hospitals. Whereas, some health insurance only reimburse a specific amount of ambulance transport fees to the nearest hospital.

There are also some health insurance providers that cover ambulance transport fees during emergencies only. These providers would also include a clause that the life assured must be admitted to the hospital for treatment of the illness or injury. Benefit for such coverage is based on an amount specified by the selection plan, and based on per illness or injury.

Depend on the health insurance plan and premium, the benefits will vary. Before you decide which health insurance plan is suitable for you, it is good to do a comparison and read through the coverage and benefits of the policy.

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