April Health Insurance
The choice for expats in Singapore
April Health Insurance is the choice for expats whether you are planning to live or already living in Singapore, and you are planning to look for a health insurance to cover you in the event of accident or illness. April International provides the expat insurance solution to meet your needs in Singapore. The policies available are flexible and provide the cover you require for real peace of mind during your time abroad.
MyHEALTH is a solution designed for both local residents and expats in Singapore. Whether alone or with your family, it provides you with comprehensive and flexible international cover for medical expenses and repatriation assistance.
MyHEALTH - International Health Insurance at your doorstep
MyHEALTH helps you to make direct payment of hospital charges in Singapore and globally. Claims procedure is also very quick as your healthcare expenses in Singapore is reimbursed within 5 working days.
Not only that, you also get to make medical doctor appointment or even get free second medical opinion when the need arises with their partner, “Best Doctors”. What’s best is that you are allowed 24/7 personalized medical advice.
Dental treatment, dentures and implants insurance are also claimable up to S$3,400 annually. Meanwhile, spectacle (lenses and frames) would be reimbursed up to S$400 per year. MyHEALTH also has a strong medical network in Singapore and globally which really helps when the emergency arises.
What’s also special about MyHEALTH is that it allows ala carte cover. If you have routine or unforeseen healthcare expenses, MyHealth covers your medical expenses from the first SGD spent with flexible benefits to suit your needs. Choose from 3 levels of cover – Essential, Extensive, and Elite.
Essential is the most basic and affordable, covering inpatient and outpatient services. It is ideal for someone who wants general protection for accidents and serious medical conditions. If you need higher coverage for chronic conditions or family planning, get the Extensive plan.
The most premium level is the Elite plan that covers everything the Essential and Extensive plan covers with the addition of optional optical care benefits and top end coverage without being excessive. As flexible as it can be, MyHEALTH also lets you choose the type of facility network you want – public hospital network only, or both public and private hospital network.
Choose from 4 levels of annual deductible which can be up to SGD10,000 to reduce your premium. The annual deductible is per person and only applies to your hospital and surgery plan. Also, enjoy up to 15% community discounts on your premiums starting with two insured persons. The discount is based on the number of insured persons at the start of the policy.
Before you decide which plan to take up, it is good to do a comparison and read through the coverages and policy benefits. Most importantly, understand what do you need and which plan fits your needs most.