Standard Chartered Credit CardKnow more about Standard Chartered bank and its credit card privileges
About Standard Chartered
Standard Chartered has a revenue share of US$14.6 billion as of 2015. It serves in consumer, corporate and investment banking, offers credit cards and functions in wealth management. It is primarily listed in London Stock Exchange and has a rich history of more than 150 years.
Its largest shareholder is Temasek Holding, owned by the Government of Singapore. Standard Chartered Singapore has a network of 18 branches and 32 ATMs. It offers a range of VISA and MasterCard Standard Chartered credit card and debit cards.
Below a few of them are listed under most suitable functions:
Standard Chartered Spree Credit Card is the suitable card to use for online and retail shopping. For an annual fee of S$192.60, it offers 3% cashback on online spends in foreign currency and all vPost spends. Online spends in local currency as well as contactless and mobile payments will earn the consumer 2% cashback.
What’s even better is that the card offers Online Price Guarantee, where consumers can shop carefree knowing that they will get a refund of 50% of the price difference if they find a lower price for the same item within 30 days of online purchase.
On application for the credit card, the consumer is offered up to S$138 cashback, withstanding terms and conditions.
Standard Chartered Platinum Credit Card offers a variety of reward programs that offer rebate and cashback on many types of purchases. For an annual fee of S$180, it offers a reward system called 360 Rewards.
This earns 1 point for each S$1 spent, and a scope of earning up to S$138 cashback. It also offers promotions from The Good Life reward system. This includes discounts on spa services, nail and hair salons, and also on hotel rooms in Singapore and Malaysia.
The major benefit of MANHATTAN World MasterCard is that it offers up to S$800 in cashback per year. Its host of dining privileges includes Jadeite points worth $40 at Crystal Jade Group of Restaurants till the end of 2016, 10% discount on total food bill in hotels like St. Regis Singapore, Westin Singapore, Sheraton Towers etc, valid through till 14th June 2016.
Standard Chartered Xtra Saver debit card comes with NETS and MasterCard privileges. Savings on petrol are also offered. A cap of 15% cashback can be earned on purchase of petrol, in supplement to already existing discounts on all petrol service stations in Singapore and Malaysia that accept EMV compliant MasterCards.
Standard Chartered’s Visa Infinite Credit Card is a credit card designed to keep enthusiastic flyers in mind. As a welcome package, the application for the card earns the consumer up to 35,000 miles and S$100 Uber credits.
The card comes at an annual fee of S$550, excluding GST. The benefits of the card include 1.4 air mile on every S$1 spent locally, and 3 air miles on every S$1 spent internationally. The air miles do not expire.
The credit card offers up to S$1,000,000 in complimentary travel insurance, when the entire travel fare of the trip is charged on the card. The Priority Pass lounge program provides the consumer with up to six annual complimentary visits to over 850 airport lounges in more than 400 cities worldwide, with the card holder’s guests.
The Standard Chartered Tigerair Premium Credit Card offers two different credit card plans which earn the cardholder up to 2 flight tickets to one of the 11 selected destinations, withstanding the terms and conditions.