DirectAsia Insurance is Singapore’s home-grown, pioneer online motor insurance company that offers 5-star quality car, motorcycle and travel insurance. DirectAsia believes customers deserve:

  • Direct access to and custom control over their policy
  • Quick and convenient online insurance
  • Flexible and multiple ways to save
  • Fast, fuss-free and reliable claims procedures
  • Clear, jargon-free choices with transparent pricing

DirectAsia Car Insurance plans on GoBear:

All DirectAsia car insurance plans featured on GoBear include Comprehensive protection covering:

  • Repair of damaged windows and windshield
  • Natural disasters like floods, fire and high winds. 
  • Protection of vehicle from vandalism or other damages caused by someone else.
  • Protection of vehicle in case of collisions and crash



Red (Low Mileage)



Plan Type


Driver Plan

Value plan –

name up to 4 additional drivers, 2 of which can be young and/or inexperienced**


Low Mileage

(less than 8,000km per year)



Optional Benefits included

Medical Expenses

Medical Expenses

My Workshop

Personal Accident

Medical Expenses

Loss of Use


Paperless discount


Excess amount




You can further customise your policy (including Optional Benefits and Excess) once you click through to DirectAsia’s website.


Innovation and value come standard with Singapore’s favourite online insurer


NCD60: first in Singapore, exclusively at DirectAsia

If you’re one of Singapore’s safest drivers and have enjoyed NCD50 for at least the last five consecutive years, you could qualify for NCD60 – an additional 10% discount on your NCD50 premium – only available at DirectAsia. To enjoy NCD60, please click through to DirectAsia’s website. 


Lifetime repair guarantee

We’re so confident in the work done by our partner garages that we offer all our car insurance policyholders a Lifetime Repair Guarantee* on all repairs done at our approved workshops. This guarantee:

  • Covers your own damage repairs; and
  • Applies for as long as you remain insured with us.


More ways to save

  • Low Mileage discount: If you drive less than 8,000 km a year, you can instantly save up to 20% on your car insurance premium! No device or app required.
  • Multi-Vehicle discount: Insure more than one vehicle (car or motorcycle) with DirectAsia and get 10% discount on your 2nd vehicle’s premium.
  • In-Car Camera discount: Install and maintain an in-car camera and enjoy 4% off your car insurance premium.

Freely choose your benefits

DirectAsia understands each driver has different needs. Choose your own optional benefits and only pay for what you need. Optional benefits include:  

  • NCD Protection: Protect your NCD60 or NCD50 status for up to one ‘at-fault’ claim per policy year
  • My Workshop: Have your choice of workshop for your vehicle repairs
  • 24 Hour Roadside Assistance: If you are driving to a remote place and experience a breakdown, DirectAsia will send you roadside assistance at any time.
  • 24 Months New for Old Replacement – If your new car is stolen or suffers total loss within the first 24 months of first registration, DirectAsia will replace it with the same make and model.
  • Medical Expenses – You and your passenger will receive S$500 for injuries sustained during a car accident


Multiple accidents? DirectAsia can help

Drivers who may not qualify for all the plans mentioned above can still get insured with DirectAsia’s unique SOS Car Insurance plan which is also customisable and will still cover window breakage, towing expenses and loss due to natural disasters like fire and theft. To learn more about this plan, call DirectAsia at 6665 5555.


Important information: DirectAsia’s car and motorcycle insurance policies are underwritten by Direct Asia Insurance (Singapore) Pte Ltd (Co reg. no. 200822611G) and protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). For more details on this scheme, please refer to the policy documents or contact DirectAsia.


*Conditions apply. For details, visit

**Young and/or inexperienced drivers are aged below 30 and/or with less than 2 years' valid driving license. Naming additional drivers may affect your premium.