Save on gifts with credit cards and Christmas shopping deals

It’s the most wonderful time of the year, but let’s face it -- it’s also likely to be the most pocket-draining time of the year too! Shopping for Christmas essentials, especially presents for loved ones, can be an incredibly costly affair. But it really doesn’t have to be.

With the help of nifty credit card Christmas shopping deals and perks, like cashback and discounts to offset the costs; you can still buy good gifts for the special people in your life without going broke. Here are our picks for the best Christmas shopping deals and credit card promos happening in Singapore right now!

 

Gift guide - Christmas gift ideas 2019

Shopping for Christmas gifts is supposed to be fun, but when you’ve run out of gift ideas (or never had any to begin with) – buying prezzies for your loved ones can be a tad stressful.

Now, if you’re also on a budget – and most of us are – the cost factor can turn this seemingly happy holiday tradition into an overbearing burden.

To keep you cool, calm, and within budget as you shop this holiday season; we’ve drafted a handy gift guide with all the best festive promos attached!

|See: Throw a festive party with the help of credit card perks

 

Christmas gifts perfect for Mum

Just what can you possibly gift the woman who has everything?

As much as we love them, mums can be some of the hardest people to shop for. The best way to make sure that you get your mother a gift she’ll enjoy is to keep this keyword in mind: thoughtful. Here are a few suggestions for ‘thoughtful’ presents that your mum will love, and that also happens to be a good deal!

An armchair

Grey Armchair

Set your mum up with a wonderfully cosy, comfy sofa -- just for her! This single-seater French-designed seat fits perfectly in any corner or nook, and comes in three neutral-pastel shades to suit most décor themes. Just picture your mum chilling out, sipping tea, and getting the break she so sorely deserves! #newfavouritechild

A pretty rug

Nordic Rug

This attractive, modern Nordic carpet is versatile enough to go with almost any décor. It also has an anti-slip base, is convenient to maintain (vacuum or wash), and can easily be rolled away.

Both the rug and the armchair retail at born in colour and come with discounts for eligible HSBC cardholders. Get up to 10% off (with minimum spend) on regular priced items at the store.

A linen bed set

Bed Linen Set

Gift your mother sheets fit for a queen -- because that’s what she is after all! This premium French linen set made up of a fitted sheet, pillowcases, and a duvet cover might be the most luxurious way to wake up on Christmas morning! These sheets are also durable (can withstand frequent washing), consumes less water when washing, and are aesthetically capable of making an entire bedroom appear instantly classy!

Get this linen set and other comfy pieces at Sunday Bedding. Use your CIMB credit card at checkout to receive 10% off all regular priced items (with terms) at the store.

 

Best Christmas gift ideas for dear dad

Stumped on what to give your lionhearted dad for Christmas this year? Don’t fret, you’re (probably) not alone in this department. But we’ve got you covered with a few gift ideas that your dear father might appreciate:

Clean air

Yes, you read that right! This Christmas, give your dad the gift of allergen and pollutant-free cool air with an air purifier. Choose a quality purifier like the Dyson Pure Cool™ Tower TP00, which cools and purifies. It comes with a 360° glass HEPA filter that catches pollutants, including pet dander, plus special tech that ensures uninterrupted air flow.

With eligible HSBC credit cards; just spend a minimum of $999 at Courts to receive $30 CapitaVouchers, plus an additional $20 off selected Dyson products (which includes the Dyson TP00 Tower Purifier Fan suggested above).

Recliner chair

A plush recliner is a Christmas gift that is hard to decline. After all, anything that lets your daddy take a load off, put his feet up, and relax comfortably might just be the perfect Christmas present!

But where would you get a good quality, budget-friendly recliner though? Well, Harvey Norman has a wide variety of reasonably priced to high-end recliners that is sure to meet your dad’s comfort requirements! Plus, there’s something in it for you too if you have a Citibank credit card. Receive $20 FairPrice vouchers when you spend a minimum of $888 at Harvey Norman outlets with any Citi credit card issued in Singapore.  

A golfing day

Man Playing Golf

If your dad is a golf fiend, then you should consider spending the day teeing off on the greens with him. And if you have a Maybank World Mastercard or Visa Infinite Card, enjoy your golf day with complimentary green fees (10% discount on walk-in rates for guests) at participating clubs worldwide.  

 

Best Christmas gifts for your hubby or boyfriend

Can't think of a memorable and suiting Christmas present for your man? We've got a few suggestions...

A wristwatch

Wristwatch

This is an especially “thoughtful” gift if your husband or boyfriend is never on time (cue laughter). Now, getting the man in your life a stylish and practical timepiece does not have to blow your entire Christmas budget.

If you have an OCBC card, you can enjoy an additional 10% off for regular and sale items, on top of existing promotions when shopping at Fossil stores at ION Orchard, [email protected], Jem, Suntec City Mall, and Funan Mall.

If you can afford the higher price tag of a designer timepiece; try shopping at Reebonz. They carry major designer or premium brands like Gucci, Baume & Mercier, Tissot, and Omega, among others. What’s more, if you hold a Citibank Mastercard; you’ll get $200 off with a minimum spend of $1,200 via promo code when shopping online at Reebonz.

Quality headphones

Man with headphones

If your man enjoys zoning out and listening to music (or paying attention to podcasts perhaps), then you can’t go wrong with a pair of premium headphones to enhance his listening pleasure.

For instance, the Bose Noise Cancelling Headphones 700 will make your husband or boyfriend the envy of every audiophile on the island!

It comes equipped with special noise-cancelling features, Bluetooth capabilities (for wireless listening), and you can even take calls and talk to Siri! How cool is that? It also has a long battery life and is designed for maximum comfort when listening.

It is a bit pricey, but if you have a Citibank credit card; you can use it to pay for the headphones affordably, via the 0% instalment option (for 12 or 24 months) at the Apple Store, Orchard Road, or the Apple online store (via telesales and chat, not online checkout).

Also, if headphones are not what he is after, know that this offer extends to other items in the Apple Store as well (e.g. the latest iPhone), for purchases over $500.

 

Meaningful Christmas gifts for your wife or girlfriend

There's no such thing as the perfect Christmas present. No, wait...we might actually have a few ideal gift ideas for your sweet wife or girlfriend!

A day at the spa

Woman at spa

Pamper your wife or girlfriend with a rejuvenating day at the spa! A mani-pedi and relaxing massage might be the ultimate treat for the special lady in your life, especially if she is in need of a self-care spa day.

CIMB credit cardholders who book a massage, manicure, pedicure or other eligible beauty services through Vaniday will receive 10% off regular priced items.

Of course, the spa experience isn’t for everyone; so if your wife/girlfriend isn’t into them, here are a couple more gift ideas to consider:

Designer shoes

Womens heels

If your wife or girlfriend loves high-end heels, then surprising her with a pretty pair of Manolo Blahnik or Repetto shoes for Christmas is a no-brainer! Pay with an OCBC card at Manolo Blahnik or Repetto at Marina Bay Sands to enjoy an additional 10% off (with minimum purchase of two sale items). Do check on their return policy, just in case your special someone needs a size or style exchange.

A good book

Woman reading

If she is the bookish sort, then we would confidently venture to guess that there is nothing she’ll love more than curling up with a page-turner over the Christmas break. Shop at Times book stores in Jelita, Paragon, Marina Square, Plaza Singapura, or Waterway Point with your OCBC card to receive 10% off with a minimum purchase of $25.

 

|See: 7 tips to avoid breaking the bank when Christmas shopping (2018)

 

Creative gift ideas for the office and colleagues

Yes, it can be quite a trend to shower the people we see almost every day with plenty of love. And you might want to be smart and witty about getting the best gifts for them.

Fun Office Mugs

What better way to make a bold statement in a subtle fashion than to shout it out on your table with a mug from The Office Mug. Whether you're gifting a "professional firefighter", a boss who wants to "stay agile" or likes to "Take this offline", or your "manager of multi-tasking", there's something for everyone. 

Handy Notebooks

If Typo is too mainstream for you (they're having a 40% discount in stores and online by the way), check out local designer brand The Paper Bunny. Fashionable notebooks and 2020 planners, alongside other accessories that can help you strut your way into office in style, you'll surely find something for your colleague(s). There's a 15% sitewide discount (25% off if you spend $150) from till 14 December!

Christmas Gift Guide 2020

Best shopping mall credit card promotions for Christmas

Hitting the malls for your Christmas shopping? Then, you need to check out these credit card deals exclusively for mall shoppers!

SPH malls

Get special Christmas rewards for SPH malls (The Paragon and The Clementi Mall) when you spend with your Mastercard. Receive $50 SPH mall vouchers when you charge a minimum of $500 to your Mastercard.

Tanglin Mall

Planning on shopping at Tanglin for Christmas? Then make sure to swipe your DBS card to receive $5 Tanglin Mall vouchers, when you spend a minimum of $80 at the mall.

VivoCity

Apply for a new DBS / POSB card online (via promo code) and get up to $200 cashback when you spend with your new card at participating outlets at VivoCity.

Suntec City

If you’re buying gifts for your loved ones at Suntec City, you might want to charge it to your Citibank credit card to receive cash vouchers. Spend a minimum of $350 at Suntec City to receive $30 Suntec City vouchers.

orchardgateway

Here are two special festive promos at orchardgateway to get in on, check it out:

ION Orchard

This promo is only for tourists heading to Singapore. Spend with your Mastercard (issued in SEA and Hong Kong) to receive up to $100 in ION Orchard shopping vouchers.

NEX

Here’s another Citibank credit card promo - just spend a minimum of $250 at NEX (on valid purchases) with a Citibank credit card to score a SGD10 eNEXvoucher.

Selected malls at Orchard Road

Nothing beats Christmas shopping at Orchard Road! And so, if you’re picking up Christmas presents at the malls in Orchard this year and charging it your Mastercard; there may be attractive shopping vouchers in it for you. Here are the promotion details:

  • Spend a minimum of $300 with your Mastercard to redeem $30 shopping vouchers at participating malls that include [email protected], Mandarin Gallery, Ngee Ann City/Takashimaya Shopping Centre, and Orchard Central.
  • Spend a minimum of $500 with your Mastercard to redeem $50 shopping vouchers at participating malls, like orchardgateway, Paragon, The Centrepoint, and Wisma Atria.

For full offer details, check out the Orchard Road promo page.

Terms and conditions apply to all the credit card promos we’ve listed in this article. Do check with merchants and credit card providers/banks for further information.

Bear in mind: Do spend responsibly with your credit cards and prioritise repaying your credit card bills. If you are able to pay off the full amount within the grace period; then it’s a good idea to do so. This way, you can enjoy interest-free swipes, while still taking advantage of the exclusive perks that come with!

 

Stretch your Christmas budget with credit card perks

When buying Christmas gifts, it is the thought that counts. But it doesn’t hurt to responsibly take advantage of the perks that come with a good credit card to make your dollar count for even more! Things like credit card cashback, cash vouchers, discounts, and reward points can help you offset costs when shopping for meaningful Christmas gifts.

If you still haven’t found a good credit card that ticks all the right boxes or if you’re simply looking around -- be sure to let GoBear help you discover the card of your dreams!

Merry Christmas and Happy Holidays from all of us at GoBear!

 

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desireenair

desireenair

Seasoned writer of all finance topics. Reads widely and does plenty of research.

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