It’s no secret that banks want your money, and pretty badly too. With global economies still expected to be in the doldrums until at least 2017, banks are competing fiercely amongst themselves for your hard earned cash.
When it comes to credit cards, there is no one-size-fits-all. It pays to be acquainted with the options and offers that abound before making a choice. We round up some of the best credit card best promotions for the month.
For the Regular Savvy Singaporean
Singaporeans, astute and discerning, know that great deals with no strings attached are hard to come by. Maybank plays fairly and keeps transparent in this regard. There is no catch, just apply for two new Maybank Credit Cards and CreditAble, spend or withdraw S$600 within two months and receive a two-piece Delsey Belfort 70cm and 76cm 4-wheel trolley case set worth S$798. It’s that simple.
For the Globe-Trotter
Travellers should rush to the nearest Standard Chartered outlet. Applicants for the Visa Infinite card will receive 35,000 miles or 25,000 miles plus $100 in Uber credits. For those looking to accumulate points for that next escapade, every S$1 comes back as 1.4 miles for local expenditure and 3 miles for overseas purchases.
Soar though the air in style in a 10- or 12-seater luxury private jet with AsiaJet and enjoy 10% off the standard live hourly rates. To make every trip a worry-free and comfortable one, the Standard Chartered Visa Infinite card also provides the card owner with six complimentary visits to VIP lounges worldwide, 10% off on Uber fares internationally and complimentary travel insurance.
For Those Who Live on the Go
The Standard Chartered Manhattan card has been popular since 2008, and there are good reasons for that. Reap savings on transportation with 26.6% (14% instant discount + 11.7% rebate on nett transactions + 3% cashback) savings on fuel at Caltex from now until the end of November 2016. Uber riders will be delighted to hear that all Uber fares will be 20% cheaper with a cashback of up to $50 each month, until the end of September 2017. If that isn’t enough to make you jump to the moon and back with joy, the Manhattan card supports contactless payments and mobile payments, allowing you to keep on the go without being slowed down by tedious transactions.
For Those Who Live in the Now
The CitiBank Prestige Card, lives up to its name. Sign up for a whole new world in privileges, and receive a welcome gift upon paying the annual fees. There is a choice between 62,500 (25,000 air miles) Citi Dollars, a tablet or a one night stay at Sofitel Singapore Sentosa Resort and Spa. Rack up those Citi Dollars with no cap on earnings and redeem them as a cash rebate, as air miles or selected merchants internationally. In need of that extra mile in pampering after a heavy bout of taxing travel? Enjoy the fifth night free at selected hotels after four consecutive nights’ booking. At both end of a trip, relax at your choice of hundreds of VIP lounges around the world at no charge at all and a limousine transfer service when you need it most – on the way home from the airport! This does not count the continual dining deals that the cardholder gets at any soiree.
For the Keyboard (Shopping) Warrior
The savvy knows the convenience and cost savings of shopping online. The hungry logs on to the many apps to order delivery. Those looking for some retail therapy can browse and splash some cash from the comforts of the bedroom. Even lonely hearts can log on to a dating app to find the perfect spouse.
With Standard Chartered Bank’s Singapore Post credit card, all online purchases earn a 7% cash back. That’s similar to shopping at a perpetual sale. As an added bonus, if you don’t already have an existing relationship with Standard Chartered Bank, be further rewarded with a one-time S$138 cashback.
To further convince customers that this is THE card for shoppers, this should seal the deal -- finding a cheaper price on an item that was already purchased will be a thing of the past with the online price guarantee. If within 30 days a lower price is found for the same item on a purchase made with the Singapore Post credit card, a claim can be made for 50% of the difference.