Ever heard of Etiqa? It’s a relatively-young brand name on the market, but it is actually the insurance arm under Maybank. Etiqa car insurance premiums are even more affordable with certain promotions.

One of Etiqa’s key selling points is its fast claims approval, which you can complete in 30 minutes. The web interface is really easy to use and navigate as well.

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Etiqa car insurance plans review

Etiqa’s car insurance doesn’t come with fancy naming, so it is easy to understand. There are only 3 plans: Third Party Only (TPO), Third Party, Fire Theft (TPFT), and Comprehensive.

As the name implies, TPO and TPFT plans primarily cover third party damage only, just that TPFT also includes Fire and Theft.

Comprehensive car insurance plans include car repairs at 25 authorised workshops, transport allowance when the car is under repair, and medical expenses. However, note that unlike certain providers, which have higher tiers that offer extra bonus features like emergency roadside assistance and a replacement car, Etiqa does not offer such features.

How to buy Etiqa car insurance online?

Buying Etiqa car insurance is easy enough. Simply go on to Etiqa’s official website and input your personal details, such as whether you are married or single, female or male, birthdate, as well as your car model details.

Another way is head over to Gobear and compare Etiqa's car insurance with that of other insurers. Then you can easily see the pricing of the types of plans laid out for you. It’s as easy as online shopping! 

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Etiqa car insurance add-ons

To level up on car insurance coverage, you can also purchase Etiqa car insurance add-ons:

  • Adjustable Excess: Choose the excess amount based on your needs and budget 

  • No-Claim Discount (NCD) Protector: Protect your NCD when renewing with Etiqa

  • Sun/Moon Roof Cover: Get covered up to $2,000 for your car’s sun/moon roof 

  • Workshop of your choice: Enjoy the freedom to choose the preferred workshop for repairs 

  • Solar Film Cover: Receive damage coverage of up to $1,000 for your solar film.

Get cheaper premiums - Etiqa car insurance discounts

Etiqa’s car insurance is already pretty affordable but there are means and ways to make your policy premium even more affordable.

First of all, you should definitely drive safely, so that you get 10% NCD for every year you don’t file a claim, up to 50%.

Etiqa also offers a Demerit Free Discount of 5%. You get it if you have been demerit-free in the past three years and minimum NCD of 30%. Note that you need to present the Traffic Police Certificate of Merit to be eligible for it.

Additionally, buying insurance—not just car insurance—on a Friday is cheaper as Etiqa has Thank Etiqa It’s Friday (TEIF) promotions, offering up to 25% for car insurance.

Excess is the amount you have to pay upfront before being able to claim from your insurer. You can also adjust the excess to get cheaper premiums. If you are willing to pay a higher excess amount, the cheaper your policy premiums.

Should you choose Etiqa car insurance?

The key selling points of Etiqa’s car insurance are that it is affordable and easy to buy and claim, even though it lacks a bit of brand presence.

For more information, be sure to check out Etiqa Car Insurance and also our Guide to Car Insurance.

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The information in this article is accurate as of 15 Sep 2020 unless otherwise stated. Whilst we endeavour to keep the information accurate and updated, GoBear makes no representation or warranties for the accuracy of the information in this article or content of any websites which may be linked.

This article is for informational and promotional purposes only; it does not constitute advice or recommendation and does not take into account your own individual circumstances. The information in this article may not be updated and you should always refer to the relevant Policy Wording and insurer for the full terms and conditions. In the event of any inconsistency, the Policy Wording and/or information from the insurer shall prevail.

GoBear team

Brought to you by GoBear Insurance Broker (SG) Pte. Ltd., a registered insurance broker with the Monetary Authority of Singapore