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Travel insurance can be costly, but it gives a financial assurance when you travel abroad. If you want to GoBear offers a few tips to help you make sure your travel insurance premium pesos are spent in the most beneficial manner as possible.  

Find out What Your Home Insurance Covers 

If you have a home insurance, you might want to check out the list of coverages for personal possessions when you are away from your home, that way you can exclude having a baggage cover to save some money. It’s always worth checking your home insurance coverages before you start shopping around for a travel insurance.

Consider Getting Annual Travel Insurance

If you travel more than once a year, getting an annual policy that covers the whole year’s travel for one fee will cut your expenses less than paying for a separate single trip policy whenever you travel.  

Use Your Credit Card

Sometimes you can save more money if you use your credit card to purchase your plane ticket or hotels. You can also get perks such as free travel miles and zero percent interest when you use your 

Make Sure Your Destination is Covered

When you travel to multiple destinations, make sure all the countries you’re going to go to are covered. Your policy should cover anywhere you pick to stop over even if you’re just going to stay for one night or any places that you might visit as part of the cruise or tour. 

Look for an Insurance Company

When you travel or book in an airline or a cruise company, there’s usually an option for you to purchase a travel insurance. But these policies tend to cost more and may not be as comprehensive as packages bought directly from an insurance company. So it’s better to look for an insurance company, that way you can find the coverage that’s tailored to your needs.

Travel insurance isn’t common in the Philippines, and it can be costly. If you want to get the best from your travel insurance, you have to consider these 5 tips.  

While it’s not fun shopping for a travel insurance, make your shop online easier by comparing travel insurances on www.gobear.com/ph/travel-insurance today!