As the destination with the highest peak on earth, it’s not surprising why tourists want to brave trekking to Nepal and see the glory of the snow-capped Mount Everest. But since going high up into the mountains can become very strenuous—and dangerous—a travel insurance Nepal would be very much needed for your trip.

Aside from hiking accidents, you have to protect yourself against possible threats of petty crimes like pickpocketing or any travel inconveniences like baggage delay or loss of passport. It’s best that you plan your travel to this amazing country.

Getting the right trip insurance companies would help you a great deal with these problems. Nepal is also prone to earthquakes. Aftershocks and landslides are common.

It's worth checking out a travel insurance for Nepal with comprehensive coverage such as the Classic Plan of FPG Insurance at ₱350 for a single trip of three days. Compare FPG plans against other companies and see where you can save!

Travel insurance for Nepal: the coverage you need

Even if travel for tourists is generally safe in Nepal, it’s still important to cover every type of travel inconvenience you might encounter during your travel. Tourists’ accidents have been reported to happen in Nepal so a travel insurance with special coverage for hospitalization and medical emergencies would be a good choice.

FPG Insurance offers the Classic Plan for just a premium of ₱350 with the following coverages:

1. Personal Accident and Medical Expenses. With the Classic Plan, you get an insurance policy worth ₱1,000,000 for personal accident, ₱470,000 worth of medical expenses while travelling, and an amount of ₱11,750 for emergency first medical treatment.

2. Travel Inconveniences. Loss items and baggage, travel documents, and personal money are covered for ₱21,500, ₱25,200, and ₱4,200 respectively. Trip cancellation and termination, strikes and aircraft hijacking, and baggage and travel delays are also covered.

3. Emergency Assistance. The FPG Classic Plan travel insurance for Nepal allows you to get covered for personal liability worth ₱500,000. It includes emergency dental expenses for ₱23,500, a 14-day compassionate visit for ₱42,000, and a unique feature of automatic stay extension for recovery with a coverage of ₱21,000. It also covers hazardous sports at 100% extra premium and other emergency assistance you might need from an ambulance service to medicine delivery to worldwide travel assistance hotline.


After finding the right travel insurance with GoBear, pack some travel tips to help you get around the country and know more about its culture.



Nepali language and other languages like Maithili, Bhojpuri, and English

Best time to visit Nepal

The best seasons to visit Nepal are between spring and autumn. This is from March to May and October to November when the weather is generally warm and pleasant to travel in. Avoid the monsoon season from June to September. This is when most landslides and flooding occur making road travel very dangerous and next to impossible. With these dangers, getting a travel insurance for Nepal would be necessary for added protection.

Nepal tourist spots

When you go to Nepal, the star attraction would be first and foremost Mount Everest. The country’s capital, Kathmandu, would be a good start as well for a mix of the old and new Nepal. You can visit the Lumbini, a UNESCO World Heritage Site. Want to see exotic animals like one-horned rhinos, Bengali tigers, and crocodiles? Go at Chitwan National Park. The Phewa Lake is another tourist spot you shouldn’t miss before hitting the hiking trails of the Himalayas.

Things to do in Nepal

Once you get to Nepal, you have plenty of choices on how to spend your vacation. Beware that emergencies and accidents might happen while you visit any of these places so get yourself a travel insurance for Nepal to get yourself covered.

You can visit the clear waters of Phewa Tal, see the temple and island at Barahi Mandir, take a safari at the country’s oldest national park at Chitwan, explore the largest cave which is underground at Siddha Gufa, or go paragliding at Pokhara. For a nice day out and some souvenirs, the Namche Bazaar and Gorkha would are the places to be.

Nepal has plenty of trekking routes for the adrenaline junkie. You can find in the country the Annapurna, Helambu, Langtang, and of course, the famous Mt. Everest. You can also crash through the rivers of Marsyangdi or Trisuli. Since hiking and whitewater rafting in Nepal are considered as extreme sports, make sure that you choose a travel insurance for Nepal with a sports coverage especially for hazardous sports.

Nepal food and drink

If you want to appreciate more of Nepal culture, you should take the time to taste some of their dishes. Given that Nepal is in between the countries of Chine and India, it’s not surprising that their cuisine is influenced by neighboring countries. However, Nepalese dishes are less varied and simpler compared to Indian or Chinese dishes. Nepal’s national dish is dal bhat. It’s lentil curry usually eaten with chapatti or a thinner version roti. Dishes are often served fresh with regional drinks like chai, butter tea (it’s literally butter with salt in hot water), and raksi or alcohol made from fermented rice or wheat.

With a travel insurance Nepal, you can get protection from out of pocket expenses due to emergencies or inconveniences. Visit GoBear Philippines and smartly compare travel insurance to find the best coverage for you with just a few clicks.