Cagayan de Oro travel insurance


Cagayan de Oro, called the City of Golden Friendship, is best enjoyed outdoors, better yet with travel insurance Cagayan de Oro  plans such as the “Worldwide Increased Medical Plan” of HSBC. Having this policy will allow you to enjoy the city’s world-famous whitewater rafting activities with peace of mind, and even pair it with trail hikes, cliff jumps, and kilometers-long zipline that are guaranteed to satisfy the adrenaline junkies!

Travel insurance Cagayan de Oro: Coverage you need

To give you peace of mind for your trip to CDO tourist spots, it is recommended to avail of travel insurance for Cagayan de Oro. Some coverage in the Worldwide Increased Medical Plan of HSBC includes:

  1. Personal Accident & Medical Expenses: Did you get a stomachache from eating too much sinunglaw or an injury during whitewater rafting? HSBC Worldwide Increased Medical Plan can provide up to ₱2.5 million in medical expenses coverage during a solo 4-day trip in Cagayan de Oro.

  1. Travel Inconveniences: In case you arrived at Cagayan de Oro but your baggage went to Cagayan instead, the trip insurance plan offers you up to ₱40,000 for baggage delay instances. In case the baggage ends up in Cagayan River, you can get up to ₱50,000 in baggage loss coverage.

  1. Emergency Assistance: HSBC’s Cagayan de Oro travel insurance  has a personal liability coverage of up to ₱2 million.




After finding the right travel insurance with GoBear, pack some travel tips to help you get around the city and know more about its culture.



Maranao, Cebuano, English, Filipino


How to get to CDO


Cagayan de Oro (CDO), the capital of Misamis Oriental, is accessible via air, land and sea travel. Domestic and international flights to Laguindingan International Airport operate on a daily basis. From Manila, flight to takes 1 hour and 25 minutes. Its seaports are also open for ferries and roll-on and roll-off (ro-ro) connections from Manila, Iloilo and Cebu. From Manila, land travel takes 42 hours. After booking your trip, make sure to buy a cheap travel insurance for Cagayan de Oro with the best coverage.


Best time to travel


The Higalaay Festival, formerly known as the Kagay-an Festival, is an annual feast celebrating St. Augustine, the patron saint of the Cagayan de Oro City. It is held every 28th of August and is characterized by carnival shows, parade of floats and a water procession. Other highlights of the Higalaay Festival are the Kumbira Culinary show, which is the longest-running culinary festival in the Philippines, and the Higalaay Pyrolympics.


Getting around CDO


Cagayan de Oro has two bus terminals. Market City (Agora) Bus Terminal and the Bulua Westbound Bus Terminal are terminals for buses going to major Mindanaoan destinations. The quirky motorela, or simply “rela”, is the local version of the Philippine tricycle and is a common mode of transportation within the city center. Jeepneys go around Carmen, Patag, Bulua, Westbound Terminal Iponan and Opol. Taxis are also a common mode of transport.


CDO tourist spots


If you are looking for what to do in Cagayan de Oro, go for a cultural experience at Malasag Eco Tourism Village, which showcases Mindanao’s indigenous tribes. You can also take the Tsada Kagay-an City Tour organized by the local government that arranges sightseeing in the city featuring its heritage buildings.

What to pack

Aside from travel insurance for Cagayan de Oro, don’t forget to bring your adventure cameras especially for the zipline, whitewater rafting and trail hiking activities. Wear light and casual clothing that will be fit for sweating and getting wet, and pack extra clothes. A belt bag is a good item to bring to keep you hands-free outdoors while at the same time safeguarding your gadgets and wallet.

Get a travel insurance for Cagayan de Oro to reimburse your hotel accommodation expenses in case of an emergency trip cancellation or claim the expenses you incurred for processing your lost passport during the trip. Compare travel insurance with GoBear Philippines to find cheap or comprehensive coverage.

Where to go in Cagayan de Oro for food

Don’t leave without trying Cagayan de Oro’s local dish called sinuglaw, grilled pork savored in citrus juice and coconut milk. Have your own share of local street food and cold drinks at Divisoria Plaza, a night market which takes place every Friday and Saturday night. For breakfast and teatime, try Nanol’sCafé which serves sikwati (hot chocolate) and putomaya (rice cake). For last-minute pasalubongshopping, drop by Missy Bon Bon Breadshop for their coffee, bread and gelato.

What to do in Cagayan de Oro

Simple: whitewater rafting CDO style! The province is even dubbed as the whitewater rafting capital of the Philippines. Another activity to try is the Mapawa Nature Park, a trail hike that leads to a 350-year-old heritage tree, a two-storey high water falls, and a 25-foot high cliff jump. For a dose of adrenalinerush, try the Zipline Adventures’ multiple-course zipline which shoots you at a distance of 1,000 kilometers in the air!