As insurances go, a lot of providers are risk-averse. Travel insurance companies (don’t want you to know that they) want to avoid increasing their chances of actually shelling out money to their policyholders, especially those whose activities have inherent risks. The travel insurance industry is a business after all, not a charity. Other insurance policies, however, include the risk of sports or leisure activities to their policies, allowing them to provide coverage
Some policies have specific stipulations that extend medical and emergency coverage to instances that result from engaging in
Five travel insurance companies covered by GoBear -- Citibank, FPG Insurance, Malayan, Liberty Insurance, and Standard Insurance -- have included coverage for sports- and leisure-related activities to some of their plans. The companies do not provide specific monetary amounts for these clauses, but sports coverage in travel insurance plans include conditions such as increased premiums (50% or 100% increase in premiums paid, depending on whether a sports activity is done indoors or outdoors), deductibles (policyholder shoulders the first few thousand pesos of expenses) or other restrictions.
Need access to sports coverage travel insurance coverage anywhere in the world? Compare travel insurance with GoBear Philippines and find out which plans provide this coverage.
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