What is loss of travel documents in travel insurance?

Loss of travel documents provides for reimbursement of expenses incurred for processing the replacement of documents necessary for your travel. This insurance coverage includes loss of passport or travel agency papers, the Visa required for entry to countries that request for it, or a separate Schengen Visa for entry to certain European countries, or even other stuff like airplane tickets and documents required by the immigration authorities of the country you’re travelling to. Needless to say, loss of travel documents without travel insurance to back you up can prohibit you from taking the trip, so you shell out more money just to get replacement documents just in time for the trip.

It’s a good thing that some travel insurance companies can reimburse you for the expenses you incur to replace a lost passport, for as long as you lost it during the time of your plan’s coverage.

When it comes to loss of travel documents in travel insurance, just keep in mind the usual procedure when you want to recover lost items. After frantically searching all over the place for your lost papers, retain the presence of mind to report the loss to the proper authorities (officers at your hotel or the airport, the police, probably your travel agency). When you do obtain proof that you lost the document, you may check the fine print of your insurance policy for other information that the travel insurance companies may ask from you.


How does coverage differ between insurers?

All of the Philippines-based local, regional or worldwide travel insurance plans that GoBear covers include coverage for lost travel documents. One such plan can offer up to ₱5,000 in assistance for your document loss woes. One of the travel insurance companies is more generous, allotting as much as ₱141,000 of reimbursement. Of the 37 plans offering coverage, 13 carry maximum coverage of ₱20,000, while up to ₱50,000 in coverage can be found in 10 plans.

Need access to loss of travel documents travel insurance coverage anywhere in the world? Compare travel insurance with GoBear Philippines and find out which plans provide this coverage.