UCPB Personal Loan

United Coconut Planters Bank, or UCPB, is part of the top 20 largest banks in the Philippines. UCPB is also the first private Philippine bank to become a universal bank opening their doors to provide more services such as the UCPB personal loan, Forex investment, as well as personal and corporate accounts.

UCPB Connect is the bank's online portal for banking services.


What is a UCPB YES personal loan?

UCPB has named their personal loan offering as the Your Easy Salary, or YES personal loan, which is promised to be fast, easy and personalised.

You can apply for a UCPB personal loan for any amount between ₱50,000 to ₱300,000 with loan terms starting at 12 months up to 36 months. UCPB offers an amortization table for you to have an idea of how much your monthly instalment would be. The rates may change depending on the circumstances, so check on them personally to get the exact rates of their personal loans.

The only option to pay for your UCPB personal loan is through post-dated checks.

Am I eligible for a UCPB personal loan?

UCPB offers the YES personal loan for Filipino citizens with a permanent address in the Philippines. You must at least 23 years of age and no more than 65 years upon the maturity date. For self-employed individuals, the age bracket is extended up to 70 years old upon maturity.

It is also required for you to be a checking account holder and have your own major credit card. Before applying for a UCPB loan, you must also be a permanent employee for at least 2 years with at least a supervisory job with a minimum gross monthly income of ₱30,000. For self-employed individuals, your business must have been operational for at least 3 years with profits for the latest 2 years of the business for the UCPB personal loan.

What are the UCPB loan requirements?

You must completely fill up the UCPB personal loan application form available in all UCPB Philippine branch or download it from the bank's website. You must also show a photocopy of 2 government-issued IDs and a copy of the latest 2 months credit card billing statement and utility bill of residence.

For employees, you must also submit a photocopy of your company ID, your latest 1-month payslip, and your ITR form 2316 for the UCPB loan.

For the self-employed, a copy of the latest 2 years audited financial statements and ITR must be presented. You must also show your business registration documents along with the permits. Lastly, a copy of the latest 6 months of your checking account statement will also be asked for the UCPB personal loan.

Compare Online: Why choose GoBear

There are too many options for loans, and more often, there is too little information about the loan that banks offer. You can now compare details of a UCPB personal loan with loans from other banks like BDO, BPI, Security Bank, Maybank and more. See a side-by-side comparison of fees, interest rates, and requirements if you compare with GoBear. The website is free and easy to use, created to help Filipinos make smarter financial decisions. Learn more about GoBear through the FAQ page.



If you’re getting a UCPB personal loan to enjoy travelling with your family, compare personal loans first with GoBear before applying.