PBCOM Personal Loan

Founded on 1939 in Binondo, PBCOM or the Philippine Bank of Communications has over 80 offices around the country offering banking and insurance services like deposits and investments. Its personal banking services include credit cards as well as the PBCOM personal loan, where Filipinos can borrow from ₱40,000 to ₱1,000,000 for use in tuition fees, car repair, business, and other means. Learn more about this offer of PBCOM below:

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Why should I get a loan from PBCOM?

PBCOM personal loans can be used in a variety of ways, which other banks may not allow. The bank promises fast approval upon completion of the requirements and necessary documents as well as fast payout. It also has flexible payment terms at 12, 18, 24, 36 or 48 months.

Where can I use my loan PBCOM loan?

There is always a difference between banks on where you can use the money you loaned. Some are very strict and only allow limited means like tuition and car repair. A PBCOM personal loan can be used in expenses for your child's schooling, home or car repairs, in planning your wedding, getting new furniture when you move in to your new home, for your travel expenses and even in finding your business.

Am I eligible to get  PBCOM personal loan?

Applicants must be at least 25 years old and not more than 65 years old upon loan maturity. PBCOM personal loans are available to Filipinos as well as foreigners living in the Philippines who must present an Immigrant Certificate of Residency or documents as required by Executive Order 226 OR Visa and work permit. You must also have a locally-issued credit card active for the last 12 months and a minimum credit limit of at least ₱30,000.

If you are locally employed, you must have a gross annual income of ₱260,000 and a permanent employee to apply for PBCOM personal loans. If you are self-employed, you must have a minimum gross annual income of ₱300,000 or a business existing for the last 3 years, or a practicing professional of at least 1 year.

What are the requirements of a PBCOM personal loan?

If you are a salaried individual, or your source of income is being employed by a company, then you need to submit a signed application form, two valid government IDs which include your photo and signature, at least 2 months of credit card statements with a photocopy of your credit card (front only) and a proof of income.

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Looking for a PBCOM personal loan for your immediate needs? Compare personal loans with GoBear here before you commit.