#DONTWAIT! Approval in as fast as 24 hours.

Citibank Personal Loan

A fast cash loan offered by Citi to give you the financial support you need in as fast as 24 hours. It serves as a multi-purpose loan that can help you achieve the proper funding to finally refurbish your home, go on your dream vacation, or grow your business. Achieve your goals and enjoy flexible payment terms with no collateral or guarantor needed.


Annual Contractual Rate (ACR) is at 26.9% 
Effective Interest Rate (EIR) is at 32.05% which includes monthly interest
Disbursement fee is 1,750 php
Documentary Stamp Tax (DST) is 1.50 php for every 200 php of the amount 


Anyone with the following qualifications may apply:
With Credit Card

  • Credit card is active for at least 12 months

Without Credit Card

  • No personal loan from other banks or
  • With active loans from other banks for at least 12 months 


  • 1 valid government ID with photo and signature
  • Proof of income

For employed: Latest Income Tax Return (BIR Form 2316) or latest 1-month full pay slip

For self-employed: Latest Income Tax Return (BIR FORM 1701) and Audited Financial Statements (AFS) of the business with independent auditor’s report and balance sheets and tax receipts 

Do you have an existing credit card?
Do you have an active loan?
What is your gender?