Which is the Best Credit Card for You?


People have different needs when it comes to credit card. If you love shopping through online shopping store, you will benefit from a credit card that gives you reward on cashback and points or If you’re a frequent flier you will benefit more on a credit card that provides you better rewards on miles. With a lot of the best credit card available in the Philippine market, it can be a daunting task to go through each and everything.

You should look for a credit card that is tailored to your needs. With a credit card, you can build a good credit score especially if you pay monthly and having a great credit score can help you get a loan if you’re buying a house or a car. Below is a list of the best credit cards in the Philippines.

What are the Best Credit Cards for 2017?

The best credit cards in the Philippines offer attractive features that will suit your needs. Ensure now a safe mode of payments with the list of best cards below:

1. Citibank Citi Cash Back Card VISA

This is a perfect credit card for adults and adulting millennials. Who doesn’t want to get a big discount on your supermarket/grocery purchase or cut down your Meralco bills by using cashback. Note that to avail the offer, you must meet a minimum spending of ₱10,000 on non-supermarket and non-Meralco items using the card. You may still enjoy up to 0.20% discount on all spending categories, including supermarket, gas, utilities, drugstore, gadget stores, and more if you spend the minimum amount.

2. Citibank Citi Premiere Miles Card Visa

Pleasure travellers will greatly benefit with the Citi PremierMiles Credit Card. Enjoy an airline mile point with a minimum spend of 30 equivalent of 1 airline mile – that never expires. This means you can rack up air miles all year round, tradeable at over 60 airlines and 8,000 hotels, and save them for when you need it most. Now’s your chance to travel to your dream country with the best travel companion.

3. RCBC Diamond Card Platinum MasterCard

The only authentic Platinum Cards for people who give importance to their career, family and the community. Some of the features and benefits of the RCBC Platinum card include rewards points, free travel insurance up to ₱1,000,000, and free purchase protection with these features never expire. This card also caters for travellers where the Diamond Card allows admission to the Miascor and Skyview lounges.

4. East West Everyday Titanium MasterCard

With the East West Everyday Titanium MasterCard, your everyday spending can give you up to 5% cashback on your essential purchases including supermarket, gas, and drugstore. The more money you spend on non-essential items, the higher the cashback you can earn.

5. Metrobank World MasterCard

Enjoy shopping anywhere at peace knowing that you are protected from credit card fraud thanks to the new chip card featured by Metrobank World. It also includes extended warranty, free travel accident insurance, supplementary cards, “M Here” partner establishment discounts and a 24 Hour VIP customer service. The Metrobank World MasterCard has upgraded their rewards program as well.

Choosing the best credit card in the Philippines with GoBear is a hassle-free task. Take your time to compare the limited choice selected and decide which credit card works well with your spending habit.

Compare credit cards at GoBear today! With GoBear’s innovative comparison tool, you can enjoy comparing credit cards with the lowest interest rates!