*Get up to ₱3,960 of Citi Cash Back credit card rewards per year, based on a minimum spending of ₱5,000 on general category, shopping, groceries and travel. Use the rewards calculator to get the best estimate.


The Citibank Citi Cash Back Visa

If you want big savings on your supermarket/grocery purchase or if you want to trim you Meralco bills by using cashback, then Citi Cash Back credit card is worth checking out. Keep in mind that to avail this offer, you must meet a minimum spending of ₱10,000 on non-supermarket and non-Meralco items using the card. If you spend below ₱10,000, you may still enjoy up to 0.20% on all spending categories, including supermarket, gas, utilities, drugstore, gadget stores, and more.


Main Credit Card Perks:


Up to 6% rebate on grocery if you meet minimum spending



Up to 2% rebate on your Meralco bills


All Other Spending

Enjoy up to 0.20% rebate on all other spending categories like gadgets, dining, tuition, dperatment and retail stores



Wireless Payment

Wireless Payment allows you to pay for your purchase without swiping your card.

Just wave it over the terminal with the Citibank payWave technology.



Extra Benefits

Get cash advance of up to 30% of your credit limit

Balance transfer is as low as 1.67% per month


Low monthly income requirement

Apply for a card on a minimum monthly income of ₱25,000


Keep in mind:

  • Interest rate of 3.5% per month
  • Annual fee of ₱3,500 for principal cardholder
  • Minimum monthly income of ₱25,000 for local employees, PRs and foreign applicants


Learn more about Citibank's other credit card types.