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What banks issue credit cards in the Philippines?

Choose from a variety of credit card companies in the Philippines. While most banks like BDO, BPI, Security Bank, Citibank and Metrobank offer credit cards with one or all of of cashback, airmiles and points systems, other banks offer absolutely no rewards like BPI Family. The upside of credit cards with no rewards is that they require low monthly income, have lower interest rates and may not require an annual fee.

If you are looking to sign up for a credit card, both local and international banks offer credit cards that are partnered with MasterCard, VISA, AMEX, JCB or UnionPaySome of these banks also partner with retail companies like Bench, Forever21 and Ayala Malls for more exclusive promos and discounts.

Why should I compare credit cards with GoBear?

Comparing credit cards with GoBear means seeing a side-by-side comparison of promos, features, fees, extra benefits, requirements and eligibility. "Credit card company A" and "Credit card company B" may have the same requirements, but if you scroll further down, you'll know that one is better than the other card based on your needs. Credit cards are not just about one-time promos. You should always consider your personal spending habits. If you are a family man, and spend mostly on dining and groceries, then find a credit card which has a higher conversion of points on those categories. The conversion of credit card A will not always be the same with the conversion of credit card B when it comes to groceries. Credit card companies have major categories on spending, which include groceries, dining, shopping, fuel, online shopping and travel. Remember, the higher the conversion rate, the more rewards you get.


Know more about credit card companies

With the diverse array of rewards offered by credit card companies, shoppers are in for a treat as the rewards are accumulated through transactions. Choose from your preferred rewards such as points, miles and cashbacks, credit card companies extend these perks so you enjoy additional mileage as you spend. Before you select a card, know more about credit card companies - their promotions, features and requirements:

Compare for free with GoBear and find out how much you can save.

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Why compare at GoBear?

  • 120+ cards – The largest credit card base to compare. -
  • Unbiased – We favour no banks and offer the highest transparency in credit card comparison. -
  • Personalised – Search based on your spending and rewards needs. -
  • Fresh offers – We list the latest promotions and best rewards credit cards. -
  • Easy Ranking – Rank your cards according to cashback and miles rewards. -
I would like my card to reward me with :
Cashback is either cash or vouchers that can be redeemed with your credit card reward points.

Airmiles are points earned on credit card purchases from participating merchants that you can redeem for flights with specific airlines.
In a month, I spend
₱{{criteria.totalSpendingPerMonth| number}}

on my credit card.
I spend…
Our Rewards Converter will estimate the total amount of reward earned in one year based on the monthly spending you submit here.
₱{{item.spendingPerMonth| number}}

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