pnb Credit Cards

About pnb

Apply for a PNB credit card

Philippine National Bank
is a private local commercial bank, providing banking and other financial services, such as PNB credit card products, to large corporate, middle market, small and medium enterprises, and retail customers. PNB was originally established as a government bank in 1916 but has been 100% privatized since 2007, with Lucio Tan Group as major stockholder. The bank has about 662 branches and 900 ATMs nationwide, as well as 76 overseas branches and offices. 

Know more about the PNB credit card

Upon successful PNB credit card application, a prospective cardholder can choose from 18 types of credit cards, including 11 that are co-branded with automobile companies, alumni associations and other businesses. Except for three VISA-affiliated cards and one China UnionPay card, the bank’s credit cards are MasterCards. 

PNB shopping and grocery treats

The PNB Super 8 Unli-Rebate MasterCard grants a 2% rebate on transactions made at Super 8 Grocery Warehouse, regardless of amount spent. 

PNB also offers the PNB-The Travel Club Platinum Master Card, which tacks a 5% discount on items bought at bag and luggage store The Travel Club, as well as waived repair service fees. Another PNB credit card promo related to this card is the 1% rebate on installment transactions made at The Travel Club store. 

Meanwhile, the PNB-The Jewelmer Joaillerie Platinum MasterCard entitles users to loyalty gifts from pearls shop Jewelmer Joaillerie, as well as a 20% discount on store items during their birthday month.

PNB dining, entertainment and events perks

PNB partnered with Bohol-based mall company Alturas to provide the PNB-Alturas Visa Card. The credit card offers a 10% discount on rooms at South Palms Resort Panglao and, get this, a free Buko Pandan dish at The Prawn Farm Grill & Seafoods for every ₱1,000 spent using the card.

PNB car fuel rebates

PNB credit cards targeted at the automobile enthusiasts include the Jaguar and Land Rover Platinum MasterCards, both providing automotive-related perks such as 0% installment on parts, 10% discount on services, parts and accessories, waived towing fee within Metro Manila, free oil change upon spending ₱100,000 at the service center of the corresponding car brand, and a 20% discount on any U-BOAT watch.

PNB credit card air miles and travel insurance benefits

The PNB-Pal Mabuhay Miles MasterCard, available in World and Platinum variants, entitles the user to one Philippine Airlines Mabuhay mile for every ₱33 spent using those credit cards. The World and Platinum cards come with travel insurance coverage worth ₱10 million and ₱3 million, respectively.

On another PNB credit card, users get one rewards point for every ₱50 spent, with a few exceptions. Each point can be converted to one Mabuhay mile, which can be redeemed when 2,000 points have been accumulated. These credit cards also come with travel insurance worth between ₱1 million and ₱10 million, depending on the cards’ terms, when those cards are used to buy airline tickets. 

PNB’s alumni association-branded credit cards 

Five of PNB’s credit cards are created through tie-ups with alumni associations of schools such as the Asian Institute of Management, Xavier School, Immaculate Conception Academy, De La Salle Zobel, and University of the East - Ramon Magsaysay College of Medicine. Some credit card promo offers, like rewards point-related promotions, apply to these cards.

Getting a PNB credit card with the highest cashback for dining, shopping and gas? Compare credit cards with GoBear Philippines and see all unique card features — free and easy!

About pnb

Here’s a snapshot of the best deals on pnb :

Based on a Cardholder that spends ₱20,000 / month for a year



PROMO Until 31 May 2017
Earn rewards of up to
1,200 / YR


Mabuhay Miles Platinum

Earn Airmiles Up To
7,272 MILES/ YR
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