Simplicity

THE CARD THAT KEEPS IT SIMPLE

Must-have card for those who like to keep it simple!

simplicity
  • Enjoy no annual fee every single year
  • No late fees and no overlimit fees
  • Pay at least the minimum due on or before the due date and get 10% back on interest charges
Eligibility
  • At least 21 years old
  • Have a minimum income of:
    • P180,000 per year if you have another credit card
    • P250,000 per year if you have no credit card
  • Have an active landline or mobile phone number
  • Have a valid TIN, SSS, GSIS or UMID number
  • A deposit account with Citi is not required.