Plaridel Surety & Insurance Co., named after the alias that Filipino hero Marcelo H. Del Pilar used in his writings, was founded as a Filipino-founded insurance company in 1945. The company offers Plaridel car insurance, property insurance, marine insurance, aviation insurance, accident insurance, engineering insurance, and micro insurance products, among others.


What is the Plaridel Car Insurance plan? 

This Plaridel insurance product offers protection for cars, for either private or commercial use, as well as motorcycles and vehicles used for taxi, garage, and tourist services. Plaridel car insurance is available for cars of up to 10 years of age. Specifics for auto insurance policies differ depending on whether the car being covered is for private or commercial (light or medium vehicles) use.

Plaridel Car Insurance coverage for car loss or damage

Plaridel’s auto insurance plan covers the loss or damage of your vehicle via fire or theft, up to the vehicle’s fair market value, as well as via act of nature for selected or mortgaged cars. This car insurance also covers airbag reinstallation services and windscreen cover (up to 50% of claim amount). Damage caused by terrorism attacks is excluded from coverage.

Plaridel Car Insurance coverage for accidents 

For instances when the car causes damage to third party property or death or bodily injury to third party persons, Plaridel insurance can shoulder up to P200,000 in damages. The plan also covers up to P10,000 in compensation for personal accidents to the driver and passengers, as well as P1,000 per seat for medical expense reimbursement.

Plaridel Car Insurance assistance coverage and other features

Plaridel’s auto insurance products offer roadside assistance services for cars up to 10 years old, including 24/7 roadside assistance and towing service.

Am I eligible for Plaridel Car insurance?

In most countries, car insurance is a requirement. So if you are a Filipino citizen who owns a car and you have driver’s license (which is kind of proof that you’re no longer a minor), you are eligible to apply for car insurance from Plaridel Philippines. All you need to do is to fill out the application form, which can be downloaded from the official website of the company or obtained from any Plaridel branch near you. After accomplishing the form, it should be submitted to any branch of the company along with other requirements.

What are the requirements of a Plaridel car insurance plan?

Minimum Requirements for Plaridel Car Insurance

  • Filipino citizen
  • 18 yrs old and above
  • Vehicle must be 10 years old at most

Required Documents for Plaridel Car Insurance

  • Duly accomplished application form
  • Your vehicle’s original receipt (OR)
  • Your driver’s license
  • Your vehicle’s Certificate of Registration
  • Any valid ID (in addition to the license)

Compare Online: Why choose GoBear

There are many options for car insurance plans in the Philippines, and it may be time-consuming to inquire about every plan. You can now compare details of a Plaridel car insurance plan with similar products. See a side-by-side comparison of fees, interest rates, and requirements by comparing with GoBear, a free and easy-to-use, created to help Filipinos make smarter financial decisions. Learn more about GoBear through the FAQ page.



Compare Plaridel car insurance with GoBear Philippines to see how Plaridel Car Insurance stacks up compared with dozens of other car insurance plans.