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Company Profile

Philippines First Insurance Co. Inc., or PhilsFirst Insurance, is a pioneering domestic non–life insurance company in the country. It was established in the year 1906 under the name of Yek Tong Lin Fire and Marine Company.  Since then, the company has expanded its offerings to products such as PhilsFirst car insurance, ATM insurance, home insurance, personal insurance, travel insurance, and other services.

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Why apply with Philsfirst Car Insurance — Auto First Insurance?

Philsfirst offers car insurance services under the Auto First Insurance brand. This offering is available in three variants: Basic, Classic, and Compre. The first variant includes compulsory third party liability coverage, which pays for bodily injury or death to any thirs party involved in an accident involving the insured car.  The Classic variant of this plan from Philsfirst Philippines also includes coverage such as own damage and theft, third party liability for bodily injury and property damage. The Compre variant includes all the coverage contained in the Basic and Classic variants, in addition to coverage for auto personal accident, roadside assistance, and acts of nature.

Philsfirst Car Insurance coverage for car loss or damage

The Auto First Insurance plan covers the loss or damage of your vehicle via fire or theft, up to the vehicle’s fair market value, as well as via act of nature for selected or mortgaged cars. This car insurance also covers dealer repairs if the covered car is less than three years old, as well as airbag reinstallation services. A person who buys this plan can have the option to add coverage for damage due to riots, strikes, or civil commotion.

Philsfirst Car Insurance coverage for accidents 

For instances when the car causes damage to third party property or death or bodily injury to third party persons, Philfirst insurance can shoulder up to P200,000 in damages. The plan also covers medical expenses caused by car accidents, for up to P5,000, inclusive of ambulance service, mediphone assistance, and hospital admission assistance, as well as up to P10,000in compensation for personal accidents to driver and passengers.

Philsfirst Car Insurance assistance coverage and other features

Philfirst auto insurance products offer roadside assistance services, like reimbursement of up to P4,000 for towing services and P8,000 for crane service, as well as vehicle breakdown service, vehicle jumpstarting, battery boosting, tire replacement, locksmith service, minor on-site repair, emergency fuel delivery, and more. This auto insurance plan is also inclusive of reimbursement of up to P1,000 per night for up to two nights for hotel expense.

Am I eligible for a Philsfirst Car insurance?

A Filipino citizen who owns a car and has a driver’s license is eligible to apply for car insurance from Philsfirst. The first step of the application process is filling out the application form, which is available at any Philsfirst branch near you. Take note of the other requirements that the insurer can ask from you, depending on the policy you’re planning to take.

What are the requirements of a PhilsFirst car insurance plan?


Minimum Requirements for PhilsFirst Car Insurance 

  • Filipino citizen

  • 18 yrs old and above

  • Vehicle must be 10 years old at most

Required Documents for PhilsFirst Car Insurance

  • Duly accomplished application form

  • Your vehicle’s original receipt (OR)

  • Your driver’s license

  • Your vehicle’s Certificate of Registration

  • Any valid ID (in addition to the license)

Compare Online: Why choose GoBear

Instead of using up a lot of time to inquire from insurer to insurer about car insurance plans, you can now compare details of a Philsfirst car insurance plan along with other competing plans. See a side-by-side comparison of fees, interest rates, and requirements through GoBear, a free and easy-to-use website created to help Filipinos make smarter financial decisions. Learn more about GoBear through the FAQ page.

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Compare car insurance with GoBear Philippines to see how Philsfirst Car Insurance plans fare compared with dozens of other car insurance plans.

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Why compare car insurance with GoBear Philippines?

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For best protection, the insurance coverage you need should be equal to the prevailing price of your car today. For example, if your car is worth ₱700,000, then choose the same amount in this section. You can also choose to insure your car for 10% lower or higher than your declared car value.
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