Lhuillier Group of Companies (PJLGC) the parent company of Cebuana Lhuillier, a dynamic multi-industry company that owns and runs businesses dealing with financial services. It was formally established in 1988, making Cebuana Lhuillier Philippine’s leading and largest non-bank financial services provider in the Philippines providing pawning, remittance, microinsurance such as a Cebuana Lhuillier car insurance, and business to business micro loan solutions.


Why apply with Cebuana Lhuillier Car Insurance – Non-Microinsurance?

There are a lot of cars that share the roads in Manila with you. With a lot of risks accompanied by owning a car, it’s only natural to get yourself a car insurance. Accidents are inevitable, and surely you wouldn’t want to be paying a lot of zero’s. By buying a car insurance, you save yourself from the hassle of having unwanted financial loss and you also buy yourself a security and peace of mind. When an accident happens, you can feel at ease that the damages are covered as well as your medical expenses so you don’t have to double the mental stress you have from the event of the accident.

What are the common Cebuana Lhuillier Car Insurance – Non-Microinsurance plans?

Cebuana Lhuillier offers car insurance services under the non-microinsurance program. This offering is available in three categories: Compulsory Third Party Liability (CTPL) insurance which includes motorcars and motorcycle, and Comprehensive General Liability Insurance. With any of these plans, you can get covered for damages whether you made happen on your own or by natural accident.

Cebuana CTPL

Compulsory Third Party Liability insurance covers bodily injury insurance and death insurance for the victims in an accident aside from the driver and the passenger.


Maximum of P100,000 Per Accident

No Fault Indemnity of P15,000

Valid for one year

Motorcars and private 4-wheel cars insurance cost P610.40

Motorcycle insurance cost 40

Private Motorcycles cost 300.40

1 year Coverage

AutoCARE Insurance

AutoCARE Insurance is a Standard Comprehensive Car insurance that covers Own Damage (OD), Theft, Loss and/or Damage. Excess Bodily Injury (EBI), Excess Property Damage (EPD), and Acts of God/Nature (AOG/AON). This also includes Auto PA based on seating capacity maximum of 5 seat including driver


VTPLExcess Body Insurance costs P100,000

Property Damage Insurance costs P100,000

Auto PA costs P10,000 per seat

Valid up to one year

Am I eligible for a Cebuana Lhuillier Car Insurance?

You are eligible for a Cebuana Lhuillier Car Insurance if you’re a Filipino citizen, of legal and you have your own car that is not more than 10 years of age. You should accomplish the required documents listed by the Cebuana Lhuillier so you can buy your preferred microinsurance policy together with a payment for Certificate of Cover.

How to avail for a Cebuana Lhuillier Car Insurance?

You are can buy a microinsurance by visiting any Cebuana Lhuillier branch. You should request for your preferred microinsurance policy and present the payment for the Certificate of Cover. Once you’re done, accomplish and sign the Certificate of Cover and secure the certificate. 

Compare Online: Why Choose GoBear?

Instead of taking long hours browsing and surfing the internet for information about car insurance plans, you can now compare details of a Cebuana Lhuillier car insurance plan along with other competing plans. See a reliable and unbiased side of comparison of fees, interest rates, and requirements through Gobear, a free and user-friendly website created to help Filipinos make better financial decisions.


Compare car insurance today with GoBear Philippines on gobear.com/ph/car-insurance to see how Cebuana Lhuillier plans differentiate from the other car insurance plans.