Smart is defined as having quick-witted intelligence, thereby a smart traveler is one who knows what to do and how to improve on his situation. A really smart business traveler is one who can get out of stressful situations and prepare for any surprises that come along a business trip.

Filipinos love to travel for both business and pleasure. In 2015 alone, a total of 4.7 million Filipinos took international trips to 42 countries including Singapore and South Korea. So, imagine just how many of these travelers fly off to for business. And imagine how many of them you can categorically call “smart travelers”?

The cool thing about this whole “smart travel” concept is that it’s never too late to become one. One of the very first steps to becoming an honest-to-goodness “smart” traveler is securing yourself.

This is where travel insurance comes in. With travel now becoming more affordable and accessible, travel insurance has become more popular and relevant to many Filipino travelers. It’s also something that everybody flying off on a business trip should get.

Why Businessmen Need Travel Insurance in a Nutshell

You may argue that the you don’t need travel insurance anymore because you are already covered by your life insurance. But did you ever stop to consider the distance they cover? Are you sure that they will be able to cover you if you get injured abroad?

Travel insurance can do that and a whole lot more. For a special premium price for non-business and business travelers, you can be assured that whatever happens to you during your trip, you will have somebody who can take care of things for you. 

Take Care of Minor Inconveniences

Many times, what derails a business trip are not big issues like weather or technical problems. What can really throw your focus off are small inconveniences that pile up as the business trip presses on.  Left your passport or your ticket then had the misfortune of missing your flight? That will take a toll on any businessman’s presentation. It’s really the small things that do these travelers in.

A smart business traveler on the other hand knows about this or has had firsthand experience in these types of situations. He or she also knows that having a travel insurance for his or her business trip can make things a lot easier. Misplaced or lost passport? A simple phone call to the travel insurance company can quickly get a replacement for the trip home. 

Travel Insurance Coverage Takes Care of you while you Recover

 A smart business traveler also knows that a business trip doesn’t have to be all business all the time. In between tense meetings and corporate presentations, there will always be time to relax and enjoy. Unfortunately, accidents may happen anywhere even in the most unexpected places.

So a businessman decides to take a few hours off his or her business trip by spending an afternoon in the beach. He or she then gets into an accident while swimming. Smart business travelers who got themselves travel insurance like Pacific Cross Travelsafe Insurance can get somebody to contact the insurance company to help out in expenses for treatments and anything related to the travel.

As you can see, there are a lot of things a travel insurance policy brings to the table for travelers. They can definitely work to your advantage and give you peace of mind as you focus on the more important things in your trip.

Ready to get your travel insurance? Let GoBear help you pick the best travel insurance brand that suits your budget and interest. Visit for more information today!

Diana Fernandez

Diana Fernandez

A journalist by trade, previously a writing coach to budding journalists in the Philippines and a business writer in the Middle East, Diana is passionate about providing relevant, engaging, and informative content to help Filipinos choose the right financial product.