Christmas and New Year usually lead to overwhelming financial trials. These two often results in challenges that require the availability of cash. Your budget should not only cover your basic needs for this month but should also pay for family gatherings, dinners, exchange gifts, and new OOTDs. These obligations cause stress, and worse, depression. 

But holiday blues shouldn’t entirely ruin the most wonderful time of the year. Thus, quick cash loans from reliable providers could help a lot in beating money challenges. Read on to understand how online lenders like Cashwagon can help ease out seasonal depression and trigger the joy of celebrating with the people you love. 

What is Cashwagon?

Cashwagon is a fin-tech company that focuses on providing consumer loans that do not require collateral. The company eases every application process by giving immediate feedback to applications and streamlining the requirements. 



How can Cashwagon help this holiday season?

Cashwagon gives you access to quick cash, which you can use to cover for your holiday needs. Whether you’re planning to shop for gifts or to host a family reunion, here are ways Cashwagon can be of help:

1. You won't go through a rigid application process. 

Yes. Most loan providers would let you go through the complications of applying and preparing tons of documents. Cashwagon unleashes you from the traditional loan application process. All you need to do is accomplish the four easy steps below:

  • Fill out the online application form, take a selfie with your valid government-issued ID like SSS, TIN, or UMID. 
  • Wait for approval. Cashwagon will send an SMS to let you know whether your application is declined or approved. 
  • Keep your lines open as their loan specialists may or may not call you. Once approved, expect the money to be in your nominated bank account in less than 60 minutes
  • Pay your loan via Cashwagon’s dedicated payment channels. 



2. Your first loan is FREE

Absolutely. If you’re approved for a loan for the first time, you don’t need to pay for charges. You can loan up to Php6,000 at 0% service or interest rates.

3. You can apply again for up to Php40,000

Once you’ve paid your first loan, you can apply for your next quick cash up to Php20,000, which you can pay within 180 days. You can use the money to pay off other debts, buy new home appliances, or start the new year with a small business!

4. Enjoy easy repayment terms

Unlike other online lenders, Cashwagon lets you repay the loan in 3, 4, 5, or 6 months. You can choose the payment terms that convenient and perfect for your monthly budget. Apply now and enjoy a 12% interest per month or a maximum annual percentage rate of 144%. 


Final thoughts:

Borrowing money is one way you can get through financial setbacks these holidays. It is one lucrative option you can grab if you’re worried about juggling available cash to pay for holiday expenses. There is nothing wrong with getting quick cash to fulfill your obligations. You need to be responsible for paying off on time and in full. Never borrow more than what you need to avoid getting overwhelmed with repayments that are beyond your capacity. 




Cashwagon is your most convenient refuge in times of financial emergencies. The opportunity awaits for you to spend the season with joy and start the year right. Apply for a quick cash loan and beat those holiday blues with a pocket-full of confidence and financial security. 


People also read:


5 Signs You Are Choosing The Right Moneylender

Diana Fernandez

Diana Fernandez

A journalist by trade, previously a writing coach to budding journalists in the Philippines and a business writer in the Middle East, Diana is passionate about providing relevant, engaging, and informative content to help Filipinos choose the right financial product.