It’s that time of the year, once again, to grab the rare sale. After the Black Friday and the Cyber Monday craze, this is your chance to splurge on gadgets, apparels, and other items because prices have gotten crazily low with the 12:12 shopping fever. Yes, you heard it right! Holiday buying has never been this lucrative and if you are still having doubts, here are the top five reasons why you should start shopping online ASAP!

Great selection

The vast array of options is overwhelming. Lazada, for one, boasts of more than 80,000 items on sale. From wedge sandals to large appliances, your Christmas bonus is really worth spending!

Shop with ease

Online shopping is more comfortable and more convenient compared to shopping in brick-and-mortar stores. Malls, supermarkets, and physical shops are indeed teeming with eager buyers. You have to endure long lines to the fitting room and the cashier. It may save you more money but the lost time and energy are more valuable. Online shopping relieves you of the last minute stress.

Safer is better

Hesitations on online shopping emerge from scams and identity theft. However, banks and credit card issuers have already intensified security. With the use of OTPs or one-time passwords, you are made aware of purchases before your card gets stripped off with money. The tipidero is always welcome in Divisoria or Tutuban, but the risk of encountering pickpockets is even scarier.

Online Shopping

Discounts here and there!

Online promotions are just everywhere. Click on Lazada or Zalora, and you’ll find yourself overwhelmed with up to 80% off on almost all items. For example, original wireless game controllers are sold at Php919.00 from the retail price of Php2,399. That is more than half the price discount for lovers of PUBG and other mobile games. Not only store-based discounts are available because debit and credit card issuers and providers have tied up with these online stores to let you save more!

BDO – Shop more and pay less with BDO Mastercard, BDO Visa, BDO JCB, American Express by BDO and BDO VISa and Mastercard debit cards. BDO offers up to Php200 off on your purchase until December 31, 2018. Qualified cardholders should key in the promo code BDODEALS200 on minimum purchase of Php1,500. BDO Visa credit card owners can key in BDOVISA code at Lazada to enjoy Php300 discount

Security Bank – For a minimum spend of Php1,000.00, get Php200 off your bill at Shopee when you buy using your Security Bank credit card

BPI – Use your BPI credit card when checking out your cart at Shopee to enjoy Php200 discount. Qualified cards include All Mastercards and prepaid cards like the Amore Visa, BPI ePay Visa, and BPI ePay MasterCard.

PNB – Get up to 15% off when you use the PNB15OFF code at Lazada. This promo is applicable to new Lazada customers with no minimum purchase required and with a maximum discount of Php400.00. You can also save up to Php200 when you shop at Shopee. 

PSBank - Enjoy big savings at Zalora and Lazada with your PSBank Debit Mastercard using the promo code MCDEBITFLASH. You can also get a Php500 discount at Zalora with a minimum purchase of Php2,500.00

Free delivery

Now gift giving saves you from enduring traffic jams. Buy a gift online and have the website deliver the item to the recipient. Just make sure you have filled in with his delivery address and not yours. The free-delivery features save you from the hassles and even make it more fun and surprising.


The 12:12 fever has begun, and all you have to do is finalize your list, get online, shop and save. You can also check out installments, and easy repayment offers available from your bank.

Indeed, online shopping is fun and exciting, but buying comes with the responsibility of paying your dues on time. Enjoy the 12:12 fever and create a repayment scheme after.

Don’t have a credit card yet? Compare credit cards with GoBear and get the next online sale fever!

Diana Fernandez

Diana Fernandez

A journalist by trade, previously a writing coach to budding journalists in the Philippines and a business writer in the Middle East, Diana is passionate about providing relevant, engaging, and informative content to help Filipinos choose the right financial product.