best credit cards for gas

Best Credit Cards for Gas with Discount 2019

Oil prices can be a significant expense if you drive in the Philippines. The amount of time car owners spend on the roads each day means that thousands of pesos are spent on fuels alone.

Filipino car owners would spend roughly around P500 up to P1000 per week depending on the distance driven or car usage. Not to mention the traffic when you get caught up during rush hours, especially in Manila.

Just recently, Philippine oil prices went up after a major rollback early this June. While we have no control over oil prices that fluctuates unpredictably, you can find a way to keep your costs at a minimum.

 

credit card



With a credit card for gas that offers a cashback, you can get a percentage of what you spent on fuel at petrol stations. Some cards even provide a discount on partner gas stations or rewards points for every fuel purchase.

As a frequent driver, you’ll definitely be spending on gas whether you like it or not – so why not get a credit card that will give back some of the money you spent? The Bear has rounded up the best credit cards for gas with discount this 2019.

 

Credit Card

Cashback Offer

Shell Citi Card

  • Up to 5% rebate on Shell Fuel expenses
  • Up to 5% rebate on toll fees (NLEX and SLEX)
  • Up to 5% rebate on auto repairs, accessories and services nationwide

Citibank Cashback Card

  • 0.20% cashback on fuel purchases
  • 0.20% cashback on dining purchases
  • 0.20% cashback on shopping purchases
  • 0.20% cashback on online shopping purchases
  • 0.20% cashback on travel purchases
  • 0.20% cashback on entertainment purchases
  • 6% cashback on supermarket purchases

Metrobank Toyota Mastercard

  • Up to 3% cashback at over 500 Petron stations
  • Double rewards points for every P20 spend at your preferred Toyota dealer.
  • 0% discount on genuine accessories, parts and labor at all Toyota dealers.
  • 24/7 Roadside Assistance
  • Exclusive deals and rewards at M here partner establishments

Bank of Commerce Classic Card

  • Earn 1 point for every P25 fuel purchase
  • Earn 5 points for dining and shopping
  • Earn 1 point for Travel and Groceries for every P25 spent

Petron BPI Mastercard

  • 3% cashback on fuel purchase
  • Free P200 worth of fuel when you receive your card

 

Shell Citi Card 

shell citi

 

Cashback: Up to 5% rebate on Shell Fuel expenses
Up to 5% rebate on toll fees (NLEX and SLEX)
Up to 5% rebate on auto repairs, accessories and services nationwide
Eligibility:Must be at least 21 years old
Annual income requirement: P180,000 with existing credit card
P250,000 without credit card

 

shell citi


The Shell Citi card slides into first place offering up to 5% rebate on shell fuel expenses, toll fees and auto repairs, accessories services nationwide. Securing such a high return, Shell Citi cardholders can save as much as P10,000 per year.

With the Shell Citi, you can also access the most exciting Citi privileges like 50% on travel, dining or even online deals.

Citibank Cashback Card 

Cashback: 0.20% cashback on fuel purchases
Eligibility:Must be at least 21 years old
Annual income requirement: P250,000

The Citi Cashback Card offers 0.20% cashback not only on fuel purchases but, on dining, shopping, groceries, travel, online shopping, entertainment and more! Letting its user get an annual cashback of up to P12,000.

This card also has the advantage of offering a 6% cashback on supermarket purchases. It’s the perfect card for those who want to save cash not just on petrol, but for other expenses as well.

Metrobank Toyota Mastercard 

metrobank toyota

 

Cashback: Up to 3% cashback at over 500 Petron stations
Eligibility:Must be at least 18 years old
Annual income requirement: P180,000

For those who are Toyota car owners, the Metrobank Toyota Mastercard is a good option. Moreover, since you can earn 3% cashback on fuel purchases, you can also earn double reward points for every P20 spend at your preferred Toyota dealer.

The Metrobank Toyota Mastercard also offers can get a 10% discount on genuine accessories, parts and labor at all Toyota dealers. With 24/7 roadside assistance and discounts and deals with at Metrobank’s M Here partner establishments, the Metrobank Toyota Mastercard is sure to give you more than a cashback return each month with plenty of benefits to enjoy.

Bank of Commerce Classic 

Reward: Earn 1 point for every P25 fuel purchase
Eligibility:Must be at least 21 years old
Annual income requirement: P120,000

The Bank of Commerce Classic is one of the most rewarding cards in addition to earning a rewards point for every fuel purchase.

The catch is that you can enjoy 5x rewards points on dining and shopping, while you can earn 1 point on Groceries and Travel for every P25 spent. It’s broad enough to let you use your card often.

When you accumulate enough rewards points, you can choose to exchange your points to Bank of Commerce exclusive deals. From gift certificate for shopping, dining, leisure, you can even purchase flights.

Petron BPI Mastercard 

bpi petron

 

Cashback : 3% Fuel Rebate
Eligibility:Must be at least 21 years old
Annual income requirement: P180,000

This card offers you great savings with Petron. With as much as 3% cashback on fuel purchase, you can get as much as one free full tank yearly. It’s one of the most generous cash back cards with a free P200 worth of fuel when you apply and receive your card.

The Petron BPI Mastercard also boast of contactless technology, so you can ensure a secure purchase with your credit card whenever you go to your favorite Petron station.

Finding the Best Credit Card for Gas

Most gas and fuel credit cards benefit to only one fuel station. While we’ve shortlisted the best cards on the market, it’s essential to look at your spending habits to find the best credit card that suits you.

Some people go to other fuel stations as well. If you can find a card that offers rewards on more than one fuel station, you can get more rewards.

If you want to maximize your savings, you can choose for a fuel credit card that offers cashback for other categories as well, such as shopping and utilities. After all, the more often you can use your credit card, the more you can save.

Once you’ve decided, you can compare the offers and rates of each credit card on the market and choose the best fuel credit card that will give you the most reward and savings.

 

Everything You Need To Know About Credit Cards in the Philippines

Know how credit cards work and what you need to qualify