pregnancy and travel insurance

Things You Should Know About Pregnancy and Travel Insurance

 

Pregnancy is one of the many pleasures of life. While pregnancy requires utmost care and precaution during this time, it’s important for expectant mothers not to be restricted from doing the things they love. Every would-be mother should get the chance to explore and see the world! Lots of celebrities famed the word babymoon as a quick getaway mid-pregnancy to relax before hard labor and parenting. Nothing’s more relaxing than knowing you and your baby are safe and comfortable during this vacation.

What to do before the trip

Here are a few things you should note when looking to insure your babymoon.

1. Consult your doctor

Visiting your doctor is a step you wouldn’t want to skip. Before diving deep into planning, know that there are complications that discourage expectant mothers from going far from home. It’s best to consult with your ob-gyn about your travel plans, especially when you have the following conditions:

•    Cervical problems

•    Vaginal bleeding

•    Multiple pregnancies

•    Prior miscarriage, ectopic pregnancy, or premature labor

•    Past or present gestational diabetes, high blood pressure, pre-eclampsia, or placenta abnormalities

pregnancy and travel insurance

 

Aside from this, it would also help to include your doctor in planning the vacation. Of course, they wouldn’t book flights and hotels for you. But when and where do you expect to go? How long will you be away? What activities do you have in mind? These are some questions you might be asked before getting their thumbs-up. Some airlines and travel insurance companies require your doctor’s approval before processing your requests.

2. Prepare for other risks

These are probably the main reasons why it’s harder to find travel insurance than when not pregnant. Traveling for two means ensuring for two, or more if you’re expecting multiple births. Below is a list of possible medical grievances you might encounter in your trip.

* Miscarriage or premature labor

This is a risk even when not traveling. Avoid exhausting activities or exotic delicacies when traveling abroad.

* Deep Vein Thrombosis (DVT)

Blood clots may be formed when you go for long hours without leg movement. These clots can circulate and lodge in other parts of the body. DVT can happen without being pregnant. Risks increase with multiple pregnancies, weight gain, and a family history of DVT. Prevent this by stretching your legs regularly during a trip.

* Malaria and Zika virus

These are mosquito-borne infections that can cause miscarriage, premature labor, stillbirth, or severe congenital disabilities when contracted during pregnancy. Your doctor can recommend safe antimalarial drugs. You can also carry insect repellants with active ingredients like DEET and picaridin. These medicines could help if you’re planning outdoor activities during the vacation.

pregnancy and travel insurance

 

* Vaccine-preventable diseases

Update your vaccines or add more when advised by your doctor. Some vaccines are dangerous to pregnant women and the fetus. The vaccine/s you need would mostly depend on where you plan to go, usually in developing nations or places with recent breakouts. Make sure to pack enough pregnancy medication for your entire trip.

* Food poisoning

If you plan to satisfy your weird cravings, be careful with seafood, undercooked meat, soft cheeses, and anything else that might upset your stomach. Refrain from buying food outside your hotel or excellent restaurants. The extra cost is certainly worth it. 

These might all seem scary, but wise planning, preparation, and travel insurance should allow you to rest assured during your entire babymoon. And now that you’ve cleared these risks, you’re ready to plan the trip!

3. Plan a safe babymoon

When can you travel? Between your 12th and 28th week is the most convenient time to go. It’s when the morning sickness eases up, and your belly is not too big to restrict much movement or risk premature childbirth. You can plan up to a 16-week vacation if your ob-gyn is okay with it.

Where should you go? It’s advisable to travel close to home or a medical facility in case of emergencies. If traveling after the 24th week of pregnancy, definitely go somewhere close to somewhere you could give birth. The perfect destination should not require you to travel for more than 6 hours.

Plan activities that are wholesome for you, your partner, and the baby. This could be your last couple vacation for a long time, or your first family trip. However you want it to be, make sure to stay hydrated and well-rested.

4. Find reliable travel insurance

You’ve done everything do make your babymoon as safe as can be. Now, it’s time to leave the unpredictable to travel insurance. Unfortunately, most regular travel insurance providers do not cover pregnancy-related medical emergencies. They may refer you for as much as trip cancellation due to early childbirth or a sudden complication to a healthy pregnancy.

 

pregnancy and travel insurance

 

You would need to find appropriate travel insurance policies made for traveling pregnant women. Their providers are just as excited for the babymoon as you are! They wouldn’t cover multiple births, complications before the policy, and medically-unapproved trips. You’ll still be entitled to benefits of regular travel insurance like coverage for lost baggage and canceled or delayed flights. Besides, you would want insurance that covers pregnancy-related complications, early childbirth, and medical care during labor or arising emergencies during the vacation.

There are not many options nor benefits for pregnancy-related coverage. Online searches can help, but you may not find a local policy. You might have to talk to your existing insurance provider regarding your babymoon if they could allow unique additions to your plan. If not, there are international travel insurance providers like Bupa Global, who provides pregnancy coverage in their regular plan.

Other tips:

* Inform your transportation provider about your pregnancy

Informing your airline about the pregnancy may seem unnecessary, but it might help you secure the most comfortable seat on the bus or the plane. The aisle seat would be convenient whenever you need to use the restroom. That, or a business-class spot with more room for you to stretch your legs. They might also hook you up on a more convenient trip schedule.

* Wear comfortable clothes and stay hydrated.

The body temperature of a pregnant woman is higher than usual. Overheating and dehydration in a long flight may be uncomfortable, and can even cause false labor pains.

pregnancy and travel insurance

* Eat small, frequent meals.

This would rid nausea and hypoglycemia during your trip.

* Stretch, at least, every hour.

Especially if you didn’t score a good seat with lots of legroom, this lessens the risk of DVT, as mentioned previously.

* Update your doctor.

You might feel pain or discomfort at any time during your vacation. When this happens, you should call your doctor and discuss your symptoms. This way, you know when to rush to the hospital.

Bottom Line:

Pregnancy opens the door to many physical vulnerabilities. Traveling while pregnant makes one feel both excited and anxious about the risks. This is a great thing! You’ll want to prepare for anything that comes. Travel insurance is the final step to that preparation. Pregnancy coverage may cost you more than regular insurance. It’s worth knowing that you and your baby are well taken care of.

Now, all that’s left to do is relax and enjoy your babymoon!