February is definitely packed with all sweet deals aimed to enhance romantic or family adventures. To help you save more on your spending this month of love, GoBear has listed down some of the best credit card deals to grab this February.


Delightful discounts and freebies

Use your BDO debit cards, BDO American Express Cards, BDO Mastercard, JCB, and UnionPay to enjoy freebies and discounts when you shop, dine, travel or relax. Book your family dinners at Don Henrico’s, Cinnabon. Genki Sushi, Paper Moon, Botejyu, Gumbo and other partner merchants until February 14, 2019. For a minimum spend of Php2,000, you are entitled to receive a 15% discount from the total spend. Discounts, freebies, and promo validity depend on the store and is not valid in conjunction with other promotions.

Fiesta Ham at Waltermart

BPI credit card users can get free Purefoods Fiesta Ham at Walter Mart Supermarket with a minimum spend of Php6,000. This promo is valid until February 13, 2019. Pay your groceries with BPI credit and debit cards to take home this sumptuous treat.

Special Indulgences from Citi

Shopping is much more fun this month of hearts with Citi’s lighter shopping promo at the SM Store. Use your Citi credit cards and enjoy the Citi PayLite privilege for a single receipt worth at least Php5,000. And it doesn’t end there. Foodee Treats start with 40% discount at Dusit Thani Manila during weekdays and 30% on weekends with no minimum spend.

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Finally, here is your chance to realize your travel goals as Citi offers a 50% discount at Raffles Makati and Fairmont Makati. Plan for a Cebu get away and get a Summit Circle Cebu suite for half the price.

Metrobank delights

Shopping will surely be fun this month as Metrobank offers a 12% discount at Zalora. For a minimum spend of Php500, you can shop online using the promo code: MCC12Z. You can also grab 7% discount at Agoda from January to December 2019. Book hotels at Agoda using any of your Metrobank debit and credit cards.

The Metrobank MasterCard everyday promo opens your chances of winning Php3,000 worth of gift pass until April 8, 2019. Use your Metrobank Mastercard for a minimum of Php5,000 installment or Php3,000 single receipt transactions.

Security Bank dining deals

Security Bank eases out dining spends with discounts waiting for you at your favorite restaurants. From February 4 to December 31, 2019, enjoy free BBB classic with cheese at Big Better Burger for a single minimum receipt of Php500. You can also savor Shantung Restaurant’s sumptuous sweet and sour lean pork for free when you spend Php1,500 from February 1 to 28, 2019.



Whether you are craving for a free chocolate island from Balik Bukid or free fried sesame balls from Tsim Sha Tsui, Security Bank credit cards are one of the best allies this love month.

PNB exclusives

Your PNB UnionPay Credit Card allows you to get a complimentary gift set at Kerastase Paris when you buy Php5,000 worth of products. Aside from this, you can also achieve your fitness goals as PNB gives you 0% installment plans at Slimmers World. The promo also includes 65% off on Thermoslim package and a buy 1, get one month free with every enrollment worth Php4,000.

Should you need to upgrade your wardrobe, use any of your PNB credit or debit cards to shop at CMG and enjoy 10% discount for every purchase of Php2,999.


HSBC Red Hot Deals

Craving for pizza? HSBC Red Hot Deals gives you free Margherita pizza with every minimum spend of Php2,000. You can also hop into Bar 27 and get 20% discount on food and beverage purchases. And here is more, bring your HSBC credit card to Big D’s and get pulled pork nachos, iced tea and burrito blast for free!

HSBC’s Red Hot Deals serve free Angus bacon cheeseburger from Burgoo, fish with Mango Salsa from Gumbo, and amazing discounts on total food bill from their partner dining merchants.

Celebrating Valentine's Day don't have to be expensive. You can always check out the best credit cards deals for shopping, dining and traveling. Use your points or promo codes to avail of discounts and freebies. 

Don't have a credit card yet? Let GoBear help you choose by comparing the best credit cards for your needs!


Diana Fernandez

Diana Fernandez

A journalist by trade, previously a writing coach to budding journalists in the Philippines and a business writer in the Middle East, Diana is passionate about providing relevant, engaging, and informative content to help Filipinos choose the right financial product.