People travel for relaxation, peace of mind, rejuvenation, and many other reasons. Airport lounges kickstart the adventure with offers of comfort including free food, beers, wines, cushy chairs, cocktails, newspapers, privacy, and uninterrupted Wi-Fi connection. If you think that these premium services and amenities are only for affluent travelers, think again! These days, you can let yourself enjoy the airport’s state-of-the-art facilities through your credit card for free.

What credit cards offer free airport lounge access?

Credit cards for travel redefine every trip with lots of perks and privileges. Aside from basic travel insurance, these cards also entail travel assistance, low or no foreign currency transaction fee, and airmiles rewards. Here are some of the best credit cards that will let you enjoy a few hours of comfort and luxury at prime airport lounges in the Philippines:

1. UnionBank GetGo Visa Platinum



UnionBank GetGo Visa Platinum lets you enjoy exclusive travel benefits. Aside from free airport lounge access, you can have extra 5 kilograms of baggage allowance. Cardholders are entitled to have their exclusive seat sales with GetGo and Cebu Pacific. To apply, you need to submit a copy of your proof of income and one ID with photo.

2. BPI Visa Signature

The BPI Visa Signature credit card is tailored to fit your travel escapades. Delightful perks await your every trip as this card is packed with benefits. Cardholders can get a foreign currency conversion rate of 1.85%, travel insurance of up to Php20 million, and special rates for comprehensive travel insurance plans online. For every Php20 spent, cardholders earn one real thrill rewards premium point.

3. Security Bank Platinum Mastercard

Security Bank ensures exclusive platinum features with its Platinum Mastercard credit card. You can access many airport lounges worldwide via the LoungeKey. As a LoungeKey member, you can enter 1,000 rooms regardless of your airline, loyalty program you belong to and travel class. Cardholders must be between 21-65 years old, a regular employee for at least one year and have an annual income of Php1.3 million.

4. HSBC Platinum Visa



Use your HSBC Platinum Visa to purchase travel tickets and enjoy free travel inconvenience coverage and travel accident insurance. Its accelerated rewards systems lets you earn four bonus points for every Php20 spend when buying items abroad or online. You can use the bonus points to redeem airmiles or Kris Flyer Miles. HSBC credit cards also come with a card instalment loan, card balance transfer, balance conversion plan, and auto charge features.

5. Citi PremiereMiles Visa



Citi PremiereMiles Visa lets you earn airmiles with less hassle for every Php30 spend. The miles advantage can be used in more than 60 airlines and 8,000 hotels with no expiration limit. Cardholders automatically get a Free Dragon Pass Membership for access to VIP lounges in local and international airports. Aside from these, you can also grab discounts and deals while being protected from accidental loss within 30 days from the time of purchase.

What are the best airport lounges to access?

Here are a few of the many airport lounges in the country you can look forward to visiting in the future:

1. Skyview Lounge

The Skyview Lounge is located at Terminal 3 Departures. You can reach it by taking the elevator near Gate 115 to Level 4 from the Immigration and Security Airport. Small yet intricately designed, Skyview offers complimentary amenities like premium food, snacks beer and wine and even a chance to enjoy a refreshing shower.


The MIASCOR Lounge is packed with basic stuff to comfort every traveler bound to leave the country from NAIA Terminal 3. Spacious bathrooms, prayer rooms, and business centers are available for those wishing to have a productive stint. Aside from privileged credit card holders, kids two years old and below can savor the amenities for free.

3. Pacific Club Lounge

Free access with your credit card for travel come with comfy seating, snacks, drinks, and premium food. Open from 4 am to 10 pm daily, this lounge can have everything you are looking for except sleep facilities. 

4. PAGSS Premium Lounge

Located at NAIA Terminal 1, the PAGSS Premium Lounge welcomes all passengers with lounge membership from all flight classes. The usual amenities and services are offered here like flight information monitor, alcoholic beverages, non-alcoholic beverages, newspapers, and magazines, internet connection and television. Open from 6 am to 12 am every day, PAGSS Premium Lounge membership plans start at $299 covering ten lounge visits for free.


credit card airmiles

5. Pacific Club Lounge

Open from 4 am to 10 pm, the Pacific Club Lounge is a fusion of contemporary, modern, and traditional ambiance to help travelers pass the time while waiting for their flights. Children below two years old have free access along with one adult under a lounge membership program. If you’re looking for premium relaxation, take out your credit card for travel to enjoy a quiet ambiance while pampered with the staff’s friendly service and refreshing amenities.

Other things you need to know:

Using your credit card for free airport lounge access can be a guessing game for first-timers. If you aren’t sure about your privilege, you can call your credit card provider for information. Don’t hesitate to inquire if your credit card is accepted for free entrance or not. It is your right to enjoy all the perks entailed with it. Make sure you prepare a valid ID and your boarding pass for verification purposes.

Once inside the lounge, feel free to seize fantastic lounge offerings. Make the most of your time enjoying whatever it is that the bar offers. After all, your trip is a time to be away from the chaotic airport scenario. Lounge access is a great way to refurbish yourself with the energy to conquer your much-awaited trip ahead.


citi premieremiles


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GoBear team

GoBear team

GoBear Team - Our content creators collaborate to come up with finance articles that will make financial literacy a joy to learn and financial security an attainable goal.