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citiBank Standard Chartered Personal Loan Details

Should I Get a Standard Chartered Personal Loan?

With a Standard Chartered Personal Loan, you have the option to choose from CashOne, Quick Cash EDGE, or Personal Financing-i. Each loan type comes with different fees and benefits, ensuring that they address the needs of even the most discerning of consumers. To get the one that’s right for you, fill out the form on this page and compare Standard Chartered personal loans today. Personalise the results by specifying how much you want to borrow, your desired repayment period, and your monthly income. By comparing through GoBear, you ensure that you get the personal loan designed according to your financial needs. Try it out now!

You can also check out details about the Standard Charteredpersonal loan below, such as the different types and what you need when you want to apply for one.

What are the Types of Standard Chartered Personal Loan?

Standard Chartered CashOne Personal Loan

  • Fixed interest rate at 9% per annum
  • Minimum loan amount: RM4,000
  • Maximum loan amount: RM150,000
  • Approval time: Fast
  • No processing fees
  • Stamp duty: 0.5%
  • Late payment fee: 1% per annum on outstanding overdue amount
  • Annual fee: RM265 (waived for the first 5 years)

 

Standard Chartered Quick Cash EDGE

  • Fixed interest rate at 9.84% per annum
  • Minimum loan amount: RM4,000
  • Maximum loan amount: RM250,000
  • Approval time: Fast
  • No processing fees
  • Stamp duty: 0.5%
  • Late payment fee: 1% per annum on outstanding overdue amount

 

Standard Chartered Personal Financing-i

  • Fixed profit rate at 9% per annum based on Syariah contract of Commodity Murabahah
  • Minimum loan amount: RM4,000
  • Maximum loan amount: RM250,000
  • Approval time: Fast
  • No processing fees
  • Stamp duty: 0.5%
  • Late payment fee: 1% per annum on outstanding overdue amount

 

Am I Eligible for a Standard Chartered Personal Loan?

Required Minimum Income per Annum

  • Standard Chartered CashOne Personal Loan: RM36,000 (Borrowers must possess a Standard Chartered Platinum Credit Card
  • Standard Chartered Quick Cash EDGE: RM24,000
  • Standard Chartered Personal Financing-i: RM24,000
     

Documents to Submit

  • Required documents for salaried employee:
    • Copy of NRIC (both sides)
    • Latest salary slip
    • Latest bank statement, EPF statement, or Borang BE
  • Required documents for self-employed individual:
    • Copy of NRIC (both sides)
    • Latest bank statements from the last 6 months
    • Copy of Business Registration (from 9, 24, 49), latest EPF statement, or Latest Borang B

 

What Other Standard Chartered Products can I Compare at GoBear?

Standard Chartered is Malaysia’s first and oldest bank, employing close to 7,000 employees in Malaysia and serving clients and markets all over the world. Offering a comprehensive range offinancial products and services to individuals and corporates, it has deepened relationships with the latter by supporting their international expansion in our footprint markets. For the former, the bank offers the Standard Chartered Personal Loan to help those in need of a loan with flexible terms and the lowest possible rates so they can focus on achieving their financial hopes and dreams.

Standard Chartered also offers the following products:

Compare Standard Chartered Personal Loans with us today!

 

More Info

Standard Chartered CashOne Personal Loan

  • Fixed interest rate at 9% per annum
  • Minimum loan amount: RM4,000
  • Maximum loan amount: RM150,000
  • Approval time: Fast
  • No processing fees
  • Stamp duty: 0.5%
  • Late payment fee: 1% per annum on outstanding overdue amount
  • Annual fee: RM265 (waived for the first 5 years)

 

Standard Chartered Quick Cash EDGE

  • Fixed interest rate at 9.84% per annum
  • Minimum loan amount: RM4,000
  • Maximum loan amount: RM250,000
  • Approval time: Fast
  • No processing fees
  • Stamp duty: 0.5%
  • Late payment fee: 1% per annum on outstanding overdue amount

 

Standard Chartered Personal Financing-i

  • Fixed profit rate at 9% per annum based on Syariah contract of Commodity Murabahah
  • Minimum loan amount: RM4,000
  • Maximum loan amount: RM250,000
  • Approval time: Fast
  • No processing fees
  • Stamp duty: 0.5%
  • Late payment fee: 1% per annum on outstanding overdue amount

 

Am I Eligible for a Standard Chartered Personal Loan?

Required Minimum Income per Annum

  • Standard Chartered CashOne Personal Loan: RM36,000 (Borrowers must possess a Standard Chartered Platinum Credit Card
  • Standard Chartered Quick Cash EDGE: RM24,000
  • Standard Chartered Personal Financing-i: RM24,000
     

Documents to Submit

  • Required documents for salaried employee:
    • Copy of NRIC (both sides)
    • Latest salary slip
    • Latest bank statement, EPF statement, or Borang BE
  • Required documents for self-employed individual:
    • Copy of NRIC (both sides)
    • Latest bank statements from the last 6 months
    • Copy of Business Registration (from 9, 24, 49), latest EPF statement, or Latest Borang B

 

What Other Standard Chartered Products can I Compare at GoBear?

Standard Chartered is Malaysia’s first and oldest bank, employing close to 7,000 employees in Malaysia and serving clients and markets all over the world. Offering a comprehensive range offinancial products and services to individuals and corporates, it has deepened relationships with the latter by supporting their international expansion in our footprint markets. For the former, the bank offers the Standard Chartered Personal Loan to help those in need of a loan with flexible terms and the lowest possible rates so they can focus on achieving their financial hopes and dreams.

Standard Chartered also offers the following products:

Compare Standard Chartered Personal Loans with us today!

 

Why compare at GoBear?

  • Unbiased - Trusted by 2 million users as the fairest of all.
  • Simplicity - Endorsed by Think with Google. No hoops to jump through, 3 steps is all it takes.
  • Personalised Search - We're users just like you and we understand your needs.
  • Time saver - Skip the private details and compare for free in seconds. Best of all, we have the widest selections in Malaysia.
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