Should I Get a Citibank Personal Loan?


With a Citibank Personal Loan, you get flexible terms and reasonable rates. To get the one that’s right for you, fill out the form on this page and compare the Citibank personal loan with other providers today. Personalise the results by specifying how much you want to borrow, your desired repayment period, and your monthly income. By comparing through GoBear, you ensure that you get the personal loan designed according to your financial needs. Try it out now! You can also check out details about the Citibank personal loan below, such as the fees involved and what you need when you want to apply for one.


What are the Features of Citibank Personal Loan?


  • Interest rate between 7.9% per annum
  • Quick approval time: within 30minutes
  • Minimum loan amount: RM5,000
  • Maximum loan amount: RM150,000
  • No processing fee
  • Stamp duty: 0.5%
  • Late payment fee: 1% per annum on outstanding overdue amount
  • Early repayment fee: 3% of outstanding loan amount; minimum of RM200


Am I Eligible for a Citibank Personal Loan?


Required Minimum Income per Annum


  • Maybank Personal Loan: RM48,000 (salaried employee)
                                         RM48,000 (self-employed individual)


Documents to Submit


  • Required documents for salaried employee:
    • Copy of NRIC (both sides)
    • Latest EPF statement
    • Latest salary slip from the last 2 months
    • Latest bank statements from the last 3 months


  • Required documents for self-employed individual:
    • Copy of NRIC (both sides)
    • Latest form B with tax receipt
    • Copy of business registration
    • Latest bank statements from the last 6 months


Compare Citibank Personal Loans with us today!






What Other Citibank Products can I Compare at GoBear?

Citibank is founded on four pillars that help it and its clients move forward — progress, ingenuity, responsible finance, and leadership. A leading global bank, it provides a wide range of financial services and products to 200 million customers in more than 160 countries worldwide. Citibank's services include consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. A Citibank Personal Loan allows you to be part of this legacy of excellence that the company continues to strengthen via best-in-class products and services.


Compare all personal loan in Malaysia

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