Should I Get a CIMB Personal Loan?

With a CIMB Personal Loan, you have the option to choose Cash Plus or Xpress Cash Financing-i. Each loan type comes with different fees and benefits, ensuring that they address the needs of even the most discerning of consumers. To get the one that’s right for you, fill out the form on this page and compare CIMB personal loans today. Personalise the results by specifying how much you want to borrow, your desired repayment period, and your monthly income. By comparing through GoBear, you ensure that you get the personal loan designed according to your financial needs. Try it out now!

You can also check out details about the CIMB personal loan below, such as the different types and what you need when you want to apply for one.

What are the Types of CIMB Personal Loan?


CIMB Cash Plus Personal Loan

  • Fixed interest rate at 14.66% per annum
  • Minimum loan amount: RM2,000
  • Maximum loan amount: RM100,000
  • Approval time: 24 hours
  • No processing fees
  • Stamp duty: 0.5%
  • Late payment fee: 1% per annum on outstanding amount


CIMB Xpress Cash Financing-i

  • Fixed profit rate at 7.88% per annum based on Shariah concept of Bai’ ‘Inah
  • Minimum loan amount: RM3,000
  • Maximum loan amount: 10x monthly income; maximum of RM50,000
  • Approval time: 24 hours
  • No processing fees
  • Stamp duty or RM10 for guarantee and indemnity agreement (for RM5,000 and up)
  • Late payment fee: 1% per annum on outstanding overdue amount
  • This CIMB personal loan comes with takaful coverage


Am I Eligible for a CIMB Personal Loan?

Required Minimum Income per Annum

  • CIMB Cash Plus Personal Loan: RM24,000
  • Alliance CashVantage Personal Financing-i: RM9,600

Documents to Submit

  • Required documents for salaried employee:
    • Copy of NRIC (both sides)
    • Latest salary slip from the previous month
    • Latest EPF statement
    • Latest bank statements from the previous month
  • Required documents for self-employed individual:
    • Copy of NRIC (both sides)
    • Copy of Business Registration Form (from 9, 24, 49)
    • Latest bank statements from the last 6 months or latest Borang B


What Other CIMB Products can I Compare at GoBear?

CIMB is one of Asia’s largest investment banks and one of the largest Islamic banks in the world. Headquartered in Kuala Lumpur, its services include consumer banking, commercial banking, wholesale banking, Islamic banking, and asset management. It is the fifth largest banking group in ASEAN, employing more than 40,000 staff in 16 locations across ASEAN, Asia, and beyond. CIMB is proud to bring the CIMB Personal Loan to its clients to prove the company’s dedication to excellence in financial services.

CIMB also offers the following products:

Compare CIMB Personal Loans with us today!


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