Should I Get a Bank Islam Personal Loan?

 

With a Bank Islam Personal Loan, you have the option to choose Package or Non-package Personal Financing-i. Each loan type comes with different fees and benefits, ensuring that they address the needs of even the most discerning of consumers. To get the one that’s right for you, fill out the form on this page and compare the Bank Islam personal loan with other providers today. Personalise the results by specifying how much you want to borrow, your desired repayment period, and your monthly income. By comparing through GoBear, you ensure that you get the personal loan designed according to your financial needs. Try it out now! You can also check out details about the Bank Islam personal loan below, such as the fees involved and what you need when you want to apply for one.

 

What are the Types of Bank Islam Personal Loan?

 

 

 

Package Personal Financing-i

 

  • Profit rate at 2.25% to 4.99% per annum
  • Minimum loan amount: RM10,000
  • Maximum loan amount: RM200,000
  • Quick approval
  • No processing fees
  • Wakalah fee: RM50 (for being the customer’s agent to sell commodity to the Broker)
  • Comes with optional takaful coverage

 

 

 

Non-package Personal Financing-i

 

  • Profit rate between 6% to 7% with takaful coverage; between 7% to 8% without takaful coverage
  • Minimum loan amount: RM10,000
  • Maximum loan amount: RM150,000
  • Quick approval

 

 

 

Am I Eligible for a Bank Islam Personal Loan?

 

Required Minimum Income per Annum

 

  • Package Personal Financing-i: RM24,000 (salaried employee)
  • Non-package Personal Financing-i: RM42,000 (salaried employee)

 

 

 

Documents to Submit

 

  • Required documents for salaried employee:
    • Copy of NRIC (both sides)
    • Latest salary slip from the last 3 months
    • Latest employer’s confirmation letter
    • Latest bank statements from the last 3 months, latest income tax form, or EPF statement
       

 

Compare Bank Islam Personal Loans with us today on gobear.com/my !

 

 

 

What Other Bank Islam Products Can I Compare at GoBear?

Bank Islam possesses the highest of aspirations: to be a global leader in Islamic Banking. It keeps this goal in sight by continually developing and innovating universally accepted financial solutions in line with Syariah Principles. Delivering comprehensive financial solutions using state-of-the-art technology, Bank Islam also endeavours to be a responsible and prudent corporate institution that gives back to the community by providing a reasonable and sustainable return to shareholders and consumers. The Bank Islam Personal Loan is one of the ways this bank provides the Islamic community more accessible financial solutions for their varying financial needs

Bank Islam also offers the following products:

 

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