Co Branded Credit Cards
About Co-branded Credit Cards
Co-branded credit cards are credit cards that have both the brand of the credit card issuer (usually a financial institution) as well as some other brand. A famous example of such a co-branded card would be the AEON BiG Visa credit card. On first inspection, it looks like any other AEON credit card, but actually, AEON BiG used to be Carrefour in Malaysia, and AEON still operates it as an independent brand (it has its own loyalty programme, for instance). Other co-branded credit cards include the CIMB Tesco MasterCard credit card, the Shell-Citi Visa Credit Card and many others.
Co-branded credit cards usually provide you additional benefits at the co-branded merchant’s outlets, like membership in the merchant’s loyalty programme, discounts or rebates beyond those given for purchases elsewhere, or extra reward points.
Here are some cards that provide benefits in partnership with stores :
Grocery cards, or (more properly) grocery store credit cards, are credit cards that are linked or associated with a particular grocery store. In the Malaysian context, grocery cards usually refer to self- branded or co-branded credit cards from hypermarkets like Tesco, Giant, Mydin, or AEON/AEON Big (formerly Carrefour).
Grocery store credit cards can be very useful if you do most of your shopping on one or more of these hypermarkets (or other stores that operate similar programmes). This is because these credit cards are usually affiliated with the corresponding hypermarket’s loyalty programme, and provide you with bonuses in the form of cash vouchers or rebates – even exclusive membership discounts – which can save you hundreds of ringgit a year.
So if a grocery store credit card is the right choice for you, then head on over to GoBear Malaysia’s credit card comparison services to begin picking your preferred card.
If a co-branded credit card is the right choice for you, then head on over to GoBear Malaysia’s credit card comparison services to begin picking your preferred card.
Why compare at GoBear?
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