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Why Should We Compare Credit Card Information?

Credit card type information allows us to understand how credit cards help us to earn rewards and perks when we charge to the credit cards.

Not all credit cards are equal. Depending on your lifestyle and spending needs, choosing a credit card based on dining privileges, shopping discounts, savings on petrol, travel perks, travel miles accumulation and points system lets you get more out of it.

How Can Credit Card Information Benefit Us?

Do you hope to score a free holiday? Or, love special dining privileges at your favourite restaurant? Understanding the credit card information of individual cards and rewards program helps you make a wiser decision.

Compare credit card information across credit cards to discover the plethora of rewards that await you. Eg. for cashbacks, the Hong Leong Wise  credit card offers cash rebates from grocery stores and supermarkets to petrol , dining and entertainment. For travel treats, get complimentary access to over 600 airport VIP lounges with the Citi PremiereMiles VISA card. For reward points, earn 2X reward points on every RM3 spent  overseas.

Credit Card Information – Card Types

Credit card issuers will entice you with gifts on signup: better frequent flier miles programme, petrol discounts, higher cashback rebates and points.

When you are choosing a rewards credit card, do not just look at the annual fee waiver, the vouchers and what would seem to be the hottest giveaway – the glossy four-wheel spinner suitcase.

Instead you should find a credit card that offers you the type of rewards which suit you best. Let's start with looking at the types of credit cards that's available.

Cashback Credit Cards

Cashback credit cards award you points when you spend money on purchases, or for making other bill payments. The higher your balance and the faster you pay, the more rewards you will get. Cashback cards allow the holder to earn back a percentage of what they spend as an annual bonus.

Travel Credit Cards

Travel credit cards might be the best option for you, if you travel very frequently by air, or stay in hotels for long periods of time. Travel rewards credit cards let cardholders enjoy unique travel deals, rewards, and discounts on airfare, hotel reservations, car rentals and more. Earn travel rewards with every purchase you make, redeemable for vacations, getaways, weekend excursions, and unique experiences.

Airline Miles Credit Cards

Airline Miles Credit Cards are becoming popular among travelers. They are an ideal choice for frequent travelers, whether they travel for business, work or other reasons. For every purchase you do with these credit cards you will earn points, which can be used for free travel. There are bank-branded credit cards, as well as airline-branded credit cards to choose from.

Petrol Credit Cards

Petrol credit cards are now a popular option. These credit cards give you either a certain number of points for every dollar you spend on petrol or cashback rebates. With petrol prices always on the rise, it’s best to take advantage of a credit card that helps you at the pump.

Petrol credit cards often reward you with cash back on not only your petrol purchases, but other purchases as well such as shopping and more.

Today you will find rewards credit cards are a combination of one or more types. With the wide variety of rewards credit cards out there, be sure to pick the one you will be able to use the most.

Compare all travel insurance plans to many countries and find out how much you can save.

Compare Now

Why compare at GoBear?

  • Free and unbiased – We don’t charge you a middleman fee and we don’t play favourites with banks or cards. -
  • Time-saver – We show all 200+ cards in Malaysia. Don’t waste your time looking around. -
  • Fresh offers – We find you the latest promotions and best rewards. -
  • Personalised search – We get personal to show you the cards that get you the most rewards. -
  • Easy sorting – Filter your cards on your preference: cashback or air miles rewards. -
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