Allow us to introduce to you the joy of owning no annual fee credit cards. If you’re you looking for a credit card but always find yourself reluctant to commit because of the annual fees, then this might be the credit card for you. People have different spending needs and lifestyles, but there’s a card that suits your exact needs. Check out these no annual fee credit cards which could save you up to over RM200 a year.





CIMB Cash Rebate Platinum MasterCard




Let CIMB Cash Rebate Platinum MasterCard indulge your wanderlust, pamper you at the spa, or simply brighten your day with a 10% cash rebate. That’s right – for every purchase on travel, health, beauty, and wellness on your CIMB Cash Rebate Platinum MasterCard, you get a 10% cash rebate! What’s more, shopping online and overseas is more affordable than ever with 0% administrative fees on all foreign currency transactions! How awesome is that?

American Express Gold




With an American Express Gold credit card you’re free to do more. Continue to live life on your own terms; Easily transfer your balance from other credit cards to your American Express Gold Card, get free supplementary cards, and enjoy 20 interest-free days for all retail purchases. Perks also include 5x Membership RewardsSM* Points per RM spent on groceries, Cathay Cineplex’s, participating bookstores , and telecommunication charges;plus 2x Points per RM spent elsewhere. An online fraud protection guarantee also ensures your safety when shopping online.

Maybank Ikhwan Gold MasterCard-i


The Maybank Ikhwan Gold MasterCard-i gives you the privilege of an Umrah trip (for Muslims) or a holiday trip (for non-Muslims). With every spend, the bank takes 0.1% and donates it to a supported charity institution. The card also offers a 5% rebate on petrol and groceries on Fridays and Saturdays, a free Maybank Touch & Go Zing card and treat points as rewards each time you spend using your credit card.

HSBC Amanah


The HSBC Amanah credit card is the preferred card for global travellers because it offers exclusive rewards and privileges, such as cashback on all your overseas spending and takaful coverage. It offers a 1% cashback for overseas purchases, 15% profit rate, and 20% penalty-free period.

Public Bank Visa Infinite


The Public Bank Visa Infinite is an exclusive credit card with up to 1.6% unlimited cashback, fast air mile conversions, and free travel insurance. It offers a 15% p.a. interest rate, up to 0.5% cashback, and a 20-day interest-free period.

How Does GoBear Calculate the Points?

Calculation of points

Not exactly what you were looking for in a no annual fee credit card? Compare credit cards with GoBear today to get one that fits your needs.

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