Should I Get a Public Bank Credit Card?

With a Public Bank Credit Card, you have the option to choose from Gold, Platinum, Visa Signature, Visa Infinite, Petron Gold, and AIA Gold cards. Each credit card type comes with different credit limits and perks, ensuring that there’s a card for everyone. To get the card that’s right for you, fill out the form on this page and compare Public Bank credit cards today. Personalise the results by specifying how much you spend on shopping, groceries, dining, petrol, entertainment, and travel. By comparing through GoBear, you ensure that you get the credit card designed according to your spending habits. Try it out now!

You can also check out details about the Public Bank credit card below, such as the different types and what you need when you want to apply for one.

What are the Types of Public Bank Credit Card?

Public Bank Gold Credit Card

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  • Get 0.2% cashback on both local and overseas purchases, except petrol, when you use your Public Bank credit card
  • No cap on cashback benefit
  • Get automatic travel insurance for free
  • No annual fees for the first year; succeeding years’ waivers subject to cardholder swiping his or her card at least 12 times per year
  • Enjoy 24-hour customer service
  • Access banking services anytime via PBe Services
     
     
     
     

Public Bank Platinum Credit Card

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  • Get 0.3% cashback on both local and overseas purchases, except petrol, when you use your Public Bank credit card
  • No cap on cashback benefit
  • Get automatic travel insurance for free
  • No annual fees for the first year; succeeding years’ waivers subject to cardholder swiping his or her Public Bank credit card at least 12 times per year
  • Enjoy 24-hour customer service via Platinum Helpdesk
  • Access banking services anytime via PBe Services
     
     
     

Public Bank Visa Signature Credit Card

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  • Get 6% cashback on groceries when you use your Public Bank credit card
  • Get 6% cashback when dining using your Public Bank credit card
  • Get 6% cashback when you shop online using your Public Bank credit card
  • Earn 1 VIP Point for every RM1 spent using your Public Bank credit card
  • No cap on cashback benefit
  • Enjoy 3x complimentary access per year to Plaza Premium Lounge
  • Get automatic travel insurance for free
  • No annual fees for the first year; succeeding years’ waivers subject to cardholder swiping his or her card at least 12 times per year
  • Enjoy a convenient way to pay with Visa payWave
  • Enjoy 24-hour customer service via the Signature Helpdesk
  • Access banking services anytime via PBe Services
     

Public Bank Visa Infinite Credit Card

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  • Get 0.5% cashback on both local and overseas purchases, except petrol, when you use your Public Bank credit card
  • No cap on cashback benefit
  • No annual fees for life
  • Earn air miles the more you spend using your Public Bank credit card
  • Enjoy 5x complimentary access per year to Plaza Premium Lounge
  • Get automatic travel insurance for free
  • Enjoy 24-hour customer service via the Infinite Helpdesk
  • Access banking services anytime via PBe Services

Public Bank Petron Gold Credit Card

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  • Get up to 5% cashback when you use your Public Bank credit card at Petron stations
  • Get 0.2% cashback on both local and overseas purchases when you use your Public Bank credit card
  • No cap on cashback benefit
  • No annual fees for life

Public Bank AIA Gold Credit Card

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  • Get 0.2% cashback on both local and overseas purchases, except petrol, when you use your Public Bank credit card
  • Get 2% cashback for every RM1 spent on AIA insurance premiums using your Public Bank credit card
  • No cap on cashback benefit
  • Get automatic travel insurance for free
  • No annual fees for the first year; succeeding years’ waivers subject to cardholder swiping his or her card at least 12 times per year
  • Enjoy 24-hour customer service
  • Access banking services anytime via PBe Services
     

Am I Eligible for a Public Bank Credit Card?

Required Minimum Income per Annum

  • Public Bank Gold: RM24,000
  • Public Bank Platinum: RM60,000
  • Public Bank Visa Signature: RM100,000
  • Public Bank Visa Infinite: RM150,000
  • Public Bank Petron Gold: RM24,000
  • Public Bank AIA Gold: RM24,000

Documents to Submit

  • Required documents for salaried employee:
    • Copy of NRIC (both sides) or copy of valid passport
    • Latest salary slip from the previous month
    • Latest EA Form
    • Latest EPF statement
    • Employment letter
  • Required documents for self-employed individual:
    • Copy of NRIC (both sides) or copy of valid passport
    • Latest tax returns from the previous year
    • CASA statements from the last 6 months
    • CASA statements of the company (for company directors)
       

Compare Public Bank Credit Cards with us today!

 

Public Bank World Mastercard

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  • Earn 3 Air Miles per RM1 spent overseas using your Public Bank credit card
  • Earn 1 Air Mile per RM1 spent locally using your Public Bank credit card
  • Get 5x complimentary access per year to any Plaza Premium Lounge in Malaysia
  • Get free automatic travel insurance with your Public Bank credit card
  • Enjoy waived annual fees for the first year
  • Enjoy 24-hour customer service via the World Helpdesk
  • Access banking services anytime via PBe Services

Public Bank Executive Mastercard

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  • Earn 1 Premium Point for every retail purchase made with your Public Bank credit card except on petrol
  • Enjoy unsurpassed credit card security with state-of-the-art EMV-chip technology
  • Get free travel insurance when you charge your full travel arrangements to your Public Bank credit card
  • Enjoy preferential fees on cash advances
  • Enjoy 24-hour customer service
     

Compare all credit card in Malaysia

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