Should I Get an ICBC Credit Card?

With an ICBC Credit Card, you have the option to choose from Classic, Gold, or Platinum cards. Each variant comes with different credit limits and offers, ensuring that there’s a card for everyone. To get the card that’s right for you, fill out the form on this page and compare ICBC credit cards today. Personalise the results by specifying how much you spend on shopping, groceries, dining, petrol, entertainment, and travel. By comparing through GoBear, you ensure that you get the credit card designed according to your spending habits. Try it out now!

You can also check out details about the ICBC credit card below, such as the different types and what you need when you want to apply for one.

 

What are the Types of ICBC Credit Card?

 

ICBC UnionPay Dual Currency Credit Card

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  • Earn 1 Bonus Point for every RM1 spent using your ICBC credit card, except on petrol
  • Pay with either CNY or MYR with this ICBC credit card’s unique dual currency feature
  • Enjoy the convenience of the CNY service network
  • Enjoy premier airport lounge services, such as flight information monitoring, Internet access, and complimentary food and beverages
  • Available in Classic, Gold, and Platinum variants

 

ICBC Visa Credit Card

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  • Earn 1 Bonus Point for every RM1 spent using your ICBC credit card, except on petrol
  • No annual fees
  • Enjoy Visa global merchant offers
  • Withdraw cash anytime, anywhere at all ATM’s with the Visa logo
  • Available in Classic, Gold, and Platinum variants

 

Am I Eligible for an ICBC Credit Card?

Required Minimum Income per Annum

  • ICBC Dual Currency Classic: RM24,000
  • ICBC Dual Currency Gold: RM48,000
  • ICBC Dual Currency Platinum: RM100,000
  • ICBC Classic: RM24,000
  • ICBC Gold: RM48,000
  • ICBC Platinum: RM100,000

Documents to Submit

  • Required documents for Malaysian citizen:
    • Copy of NRIC (both sides)
    • Latest EPF Statement or salary slips from the last 2 months (number of months will depend on nature of occupation)
    • Copy of latest salary slips from the last 3 months/EA form/EPF statement/Form BE or B with tax receipt/latest company bank statement from the last 6 months
    • Copy of business registration certification if self-employed
  • Required documents for Chinese citizen:
    • Copy of Passport and Chinese citizen I.D. (both sides)
    • Copy of working permit
    • Copy of latest utility bill showing applicant's home address
    • Copy of latest salary slips from the last 3 months/EA form/EPF statement/Form BE or B with tax receipt/latest company bank statement from the last 6 months
    • Copy of business registration certification if self-employed

 

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