Apply for AmBank BonusLink Visa Cards as a Family for Maximum Rewards

Apply for AmBank BonusLink Visa Cards as a Family for Maximum Rewards

If you haven’t heard about the new AmBank BonusLink Visa Card, well, you’re about to find out now!

The AmBank BonusLink Visa Card is the card that rewards you by working twice as hard. It doubles as a Credit Card AND a BonusLink Card!

By applying, you’ll be doing your family a favour by letting them enjoy the best of both worlds with ONE single card. You and your bear clan can collect BonusLink Points wherever and whenever you shop with this card, maximising the rewards that you’ll all receive along the way.

Card Application Requirements

Before we get to reviewing the rewards in store for you and your family, let’s take a look at the minimum annual income requirements for all three Credit Cards:

 

VISA Signature Card

VISA Platinum Card

VISA Gold Card

RM 80,000 p.a.

RM 48,000 p.a.

RM 24,000 p.a.

 

As for the age requirements:

 

Type of Application

Minimum Age

Principal Card

21 and above

Supplementary Card

18 and above

With AmBank, the first three Supplementary Cards are Free-For-Life! As the Principal Cardholder, you’ll be able to obtain these Supplementary Cards for your family members with no extra charges and minimal documentation - all for the maximum amount of rewards.

When it comes to credit limits, bear in mind that the total combined credit limit cannot exceed the Principal Cardholder’s approved credit limit. So, you can either share your credit limit with these Supplementary Cards or you can nominate a (much?) lower credit limit for any of the Supplementary Cards separately.

Additionally, the Principal Cardholder is also responsible for paying the bills as all Supplementary Cards are billed under the single primary account. It is, of course, possible for a Supplementary Cardholder to pay off their own bills with their Supplementary Card. It’s just that the final charges on their Supplementary Card will need to be paid from the Principal Cardholder’s account.

The AmBank BonusLink Visa Card would be great in situations where you have a cub who is all grown up and going off to college, or if you have a Mama or Papa Bear who needs financial help. Instead of having to transfer money to your family every month, handing out Supplementary Cards to your bear clan is way more convenient. Furthermore, you’ll be teaching your cubs about financial responsibility and how to handle credit cards properly.

 The Family that Earns Rewards Together, Stays Together

Guess what? You and your family members <i>don’t</i> have to share the points you make from using your respective cards! This way, you’ll all be able to maximise the rewards you’re entitled to from the transactions you make on your cards.

Here’s why the AmBank BonusLink Visa Card is truly a gateway to more rewards for the entire family:

  1. You get 3X BonusLink Points!

    Collect 30 BonusLink Points* for every RM 10 spent on selected retail transactions as listed below:

  • Shell Petrol

  • Parkson purchases

  • Dining

  • Groceries

  • Online transactions

  • Entertainment: Movie tickets, bowling alleys & more!

  1. TWO SETS of BonusLink Points!

    Use this card at BonusLink Partners’ outlets to collect two sets of BonusLink Points, one from AmBank and another from BonusLink Partners.

  1. Check out the correct ways of using the AmBank BonusLink Visa Card at Shell stations and other BonusLink Partners’ outlets to make sure that your bear clan is making the most out of your cards.

    *Do bear in mind that the award of 30 BonusLink Points per RM 10 spent on retail transactions is capped at a maximum of 3,000 BonusLink Points, which is equivalent to spending a total of RM 1,000 on said transactions.

    *Once you reach the maximum amount of points, your following retail spending on those transactions will be 3 BonusLink Points per RM 10 spent for the remainder of the month.

    *No BonusLink Points will be awarded for Shell or any other petrol transactions after you hit the maximum 3,000 mark.

    *No additional BonusLink Points will be awarded if an online transaction also bears the same Merchant Category Code (a four-digit number assigned to a merchant by their bank for the purposes of identifying their type of business) for groceries, dining, entertainment, Shell petrol or Parkson Departmental stores.

Leave the Bear Cave in Safety and Comfort

We all know how stressful travelling can be, and when you’re travelling with family… Need we say more?

With the AmBank BonusLink Visa Card, you can enjoy up to 5X of complimentary lounge access throughout the year, plus a 25% discount on all lounges in Malaysia and a 20% discount on all lounges overseas for each accompanying guest.

Say goodbye to basic, less-than-comfortable airport chairs and hello to luxurious waiting times for you and the whole family. Unwind in the privacy and comforts of Plaza Premium Lounges with this privileged lounge access in over 26 major airports, both locally and internationally including London, Hong Kong, Taiwan, and many more.

The travel rewards for your bear clan doesn’t stop there - when the full fare of airline tickets are charged to the Card, you and your family members are protected with travel insurance coverage!

Here’s how much coverage is available per year for each card:

 

Card

BonusLink VISA Signature

BonusLink VISA Platinum

BonusLink VISA Gold

Coverage

RM 2 million p.a.

RM 1 million p.a.

RM 500,000 p.a.

This should be a load off your mind when you book your next family getaway with the AmBank BonusLink Visa Card - it’s the card that keeps on giving!

BonusLink at Home and Abroad

AmBank and BonusLink are looking out for your bear clan, which is why they’re still rewarding all of you even when you <i>don’t</i> shop at their partners’ outlets.

Here’s how you and your family earn EVEN MORE BonusLink Points for maximum rewards:

 

Non-BonusLink Outlets

VISA Signature Card

VISA Platinum Card

VISA Gold Card

Local Transactions

3 Points per RM 10

3 Points per RM 10

3 Points per RM 10

Overseas Transactions

6 Points per RM 10

6 Points per RM 10

3 Points per RM 10

 

Bear-able Payment Plan

AmBank is keeping their BonusLink Visa Card family-friendly by including this particular payment programme.

With the AmBank 0% Easy Payment Plan programme, you can enjoy up to 24 months of interest-free instalment payments on hundreds of products ranging from home and kitchen appliances to mobile phones at participating merchants’ outlets.

Just visit any of AmBank’s partners’ outlets and ask for the AmBank Easy Payment Plan when you make your payment. You can enjoy three- or six-month instalment payment plans with just a minimum purchase of RM 500.

We can imagine how helpful this would be for families who need to buy big, expensive items in order to complete their households. AmBank’s Easy Payment Plan should help ease these sorts of financial burdens so that your family won’t have to do without necessary appliances.

Do bear in mind that the AmBank Easy Payment Plan is free from interest ONLY if you pay the monthly instalment in full.

In situations where you choose to pay the minimum amount of 5% of your outstanding balance under the Payment Plan OR RM 50 (whichever is higher), instead of the monthly instalment in full, you’ll also be responsible for extra interest charges on the outstanding balance.

AmFlexi-Pay Your Way

To further help with paying your family’s bills, AmBank has you covered with the AmFlexi-Pay Plan where you can convert your retail transactions into affordable monthly instalments.

You can apply for any suitable tenure to pay the instalments, with the following fees:

 

Tenure

6 Months

12 Months

18 Months

24 Months

Minimum Spendings

RM 500

RM 2,000

RM 4,000

RM 5,000

Management Fee Rate

3%

4%

5%

6%

The management fee is charged based on the converted amount. This one-off fee is calculated upfront on the converted amount and then billed monthly over the selected tenure period.

No fee will be charged if each monthly instalment is paid in full before the payment due date. Failure to do so will result in extra interest charges based on your AmFlexi-Pay Plan’s remaining outstanding amount.

Waive Goodbye to Annual Fees

The AmBank BonusLink Visa Card’s annual fee is waived for the first two years. For subsequent years, the annual fee is waived when you make a minimum of 12 swipes per year. That’s basically one swipe per month to waive the Card’s annual fee. We can <i>almost</i> guarantee that you won’t be paying any extra fees for yourself or your family members.

If you want to apply for or learn more about the AmBank BonusLink Visa Card, let GoBear guide you through the process with our AmBank BonusLink Campaign.

We’d love for you to take advantage of us and our services!


#FollowTheBear

Facebook

Instagram

Twitter