Recommended Personal Loan of the Month

The lowest interest rates and fast approval times from Malaysia’s best personal loan providers are right at your fingertips! Compare and apply online with GoBear and get financed in a few easy steps.

bear holding a bag of money


Special 3.88% p.a. for 1 year

Alliance CashFirst


  • Limited time offer of 3.88% p.a. for 1-year tenure
  • Flat interest rate from 8.88% per annum
  • Personal loan of up to 20x gross income
  • Loan tenures up to 7 years
Age 21 - 65 years
Min. annual income RM36,000
Loan Amount RM5,000 - 150,000
Instant Online Approval!

Personal Loan

Personal Loan

  • 3 simple steps to instant online approval
  • Flat interest rate as low as 7.9% per annum
  • Personal Loan of up to 10x gross income
  • NO processing fee, guarantor or collateral required
Age 21 - 60 years
Min. annual income RM48,000
Loan Amount RM5,000 - 150,000
Free Robot Vacuum Cleaner*


Personal Loan

  • Flat interest rate as low as 5.99% per annum, T&C applies
  • Flexible loan amount up to RM100,000
  • Flexible repayment tenure up to 5 years
  • No processing fee, no guarantor and no collateral
Age 21 - 55 years
Min. annual income RM24,000
Loan Amount RM5,000 - 100,000



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Get your head around personal loans

No tricky lingo here. Just simple articles on complex topics.


The ‘blacklist’ is the bogeyman to adults, especially to those who plan on getting a new loan. But is it real or just something made up to scare people into paying off their debts?


If you’re looking for a personal loan, whether it’s to pay for unexpected expenses, finance your studies or consolidate your debt, it’s likely that you don’t want to wait weeks just to get funded.



Shopping for the best deals on a personal loan can be very discouraging. Foreigners, just like every other ordinary Malaysian, appreciate the use of a good personal loan to help pay off multiple bills or credit card balances. However, it isn’t quite as easy for these foreigners to get approval for personal loans in Malaysia as it is for local applicants.